{"id":15436,"date":"2025-12-04T19:56:27","date_gmt":"2025-12-05T00:56:27","guid":{"rendered":"https:\/\/www.myphillylawyer.com\/?page_id=15436"},"modified":"2025-12-04T22:39:47","modified_gmt":"2025-12-05T03:39:47","slug":"%e5%bd%93%e9%9b%87%e4%b8%bb%e6%9c%aa%e8%b4%ad%e4%b9%b0%e4%bf%9d%e9%99%a9%e6%97%b6%ef%bc%8c%e4%bd%a0%e6%9c%89%e5%93%aa%e4%ba%9b%e9%80%89%e6%8b%a9%ef%bc%9f","status":"publish","type":"page","link":"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/workplace-injuries\/when-your-employer-is-uninsured-what-are-your-options\/","title":{"rendered":"\u5f53\u96c7\u4e3b\u672a\u8d2d\u4e70\u4fdd\u9669\u65f6\uff1a\u60a8\u6709\u54ea\u4e9b\u9009\u62e9\uff1f"},"content":{"rendered":"<h2 class=\"wp-block-heading\" id=\"when-your-employer-is-uninsured-what-are-your-options\">\u5f53\u96c7\u4e3b\u672a\u8d2d\u4e70\u4fdd\u9669\u65f6\uff1a\u60a8\u6709\u54ea\u4e9b\u9009\u62e9\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5de5\u4f24\u4e8b\u6545\u53ef\u80fd\u5f7b\u5e95\u98a0\u8986\u4f60\u7684\u751f\u6d3b\u3002\u533b\u7597\u8d26\u5355\u4e0d\u65ad\u7d2f\u79ef\uff0c\u82e5\u65e0\u6cd5\u5de5\u4f5c\uff0c\u7ecf\u6d4e\u72b6\u51b5\u4fbf\u4f1a\u6349\u895f\u89c1\u8098\u3002\u591a\u6570\u60c5\u51b5\u4e0b\uff0c\u5de5\u4f24\u4fdd\u9669\u80fd\u8986\u76d6\u8fd9\u4e9b\u8d39\u7528\u3002\u4f46\u82e5\u96c7\u4e3b\u672a\u8d2d\u4e70\u5de5\u4f24\u4fdd\u9669\u5462\uff1f\u8fd9\u79cd\u60c5\u51b5\u6bd4\u4f60\u60f3\u8c61\u7684\u66f4\u4e3a\u5e38\u89c1\u3002 \u82e5\u4f60\u5728Philadelphia\u5de5\u4f5c\u671f\u95f4\u53d7\u4f24\uff0c\u800c\u96c7\u4e3b\u672a\u6295\u4fdd\uff0c\u4f60\u4ecd\u6709\u5e94\u5bf9\u65b9\u6848\u3002\u4e86\u89e3\u81ea\u8eab\u6743\u76ca\uff0c\u65b9\u80fd\u5728\u6700\u9700\u8981\u65f6\u83b7\u5f97\u5fc5\u8981\u652f\u6301\u3002.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u76ee\u5f55<\/h2><nav><ul><li><a href=\"#understanding-workers-compensation-requirements-in-pennsylvania\">\u4e86\u89e3\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u5de5\u4f24\u8d54\u507f\u8981\u6c42<\/a><\/li><li><a href=\"#steps-to-take-after-a-work-injury-with-an-uninsured-employer\">\u96c7\u4e3b\u672a\u6295\u4fdd\u5de5\u4f24\u4fdd\u9669\u65f6\u7684\u5de5\u4f24\u5904\u7406\u6b65\u9aa4<\/a><\/li><li><a href=\"#the-uninsured-employers-guaranty-fund-your-safety-net\">\u65e0\u4fdd\u9669\u96c7\u4e3b\u62c5\u4fdd\u57fa\u91d1\uff1a\u60a8\u7684\u5b89\u5168\u7f51<\/a><\/li><li><a href=\"#suing-your-employer-for-a-work-injury-in-philadelphia\">\u5728Philadelphia\u5730\u533a\u56e0\u5de5\u4f24\u8d77\u8bc9\u96c7\u4e3b<\/a><\/li><li><a href=\"#how-a-work-injury-lawyer-can-help-you\">\u5de5\u4f24\u5f8b\u5e08\u5982\u4f55\u4e3a\u60a8\u63d0\u4f9b\u5e2e\u52a9<\/a><\/li><li><a href=\"#fa-qs-about-your-options-when-your-employer-is-uninsured\">\u96c7\u4e3b\u672a\u6295\u4fdd\u65f6\u7684\u9009\u62e9\u65b9\u6848\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/a><\/li><li><a href=\"#other-resources-about-employer-insurance-company-tactics\">\u5173\u4e8e\u96c7\u4e3b\u4e0e\u4fdd\u9669\u516c\u53f8\u7b56\u7565\u7684\u5176\u4ed6\u8d44\u6e90<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"understanding-workers-compensation-requirements-in-pennsylvania\">\u4e86\u89e3\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u5de5\u4f24\u8d54\u507f\u8981\u6c42<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u6cd5\u5f8b\u8981\u6c42\u51e0\u4e4e\u6240\u6709\u96c7\u4e3b\u90fd\u5fc5\u987b\u8d2d\u4e70\u5de5\u4f24\u4fdd\u9669\u3002\u8fd9\u9879\u89c4\u5b9a\u4fdd\u62a4\u52b3\u52a8\u8005\u6743\u76ca\uff0c\u786e\u4fdd\u5458\u5de5\u53d7\u4f24\u65f6\u533b\u7597\u8d39\u7528\u548c\u5de5\u8d44\u635f\u5931\u5f97\u5230\u4fdd\u969c\u3002\u5373\u4f7f\u96c7\u4e3b\u4ec5\u6709\u4e00\u540d\u5458\u5de5\uff0c\u8be5\u6cd5\u5f8b\u540c\u6837\u9002\u7528\u3002\u7136\u800c\uff0c\u5c3d\u7ba1\u6709\u8fd9\u4e9b\u89c4\u5b9a\uff0cPhiladelphia\u5730\u533a\u4e43\u81f3\u5168\u5dde\u4ecd\u6709\u90e8\u5206\u96c7\u4e3b\u94bb\u7a7a\u5b50\u2014\u2014\u4ed6\u4eec\u53ef\u80fd\u8ba9\u4fdd\u9669\u5931\u6548\uff0c\u6216\u6839\u672c\u4e0d\u8d2d\u4e70\u4fdd\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u5728\u5de5\u4f24\u540e\u53d1\u73b0\u96c7\u4e3b\u672a\u8d2d\u4e70\u4fdd\u9669\uff0c\u611f\u5230\u5fe7\u5fc3\u5b9e\u5c5e\u6b63\u5e38\u3002\u60a8\u6216\u8bb8\u4f1a\u62c5\u5fe7\u533b\u7597\u8d39\u7528\u7531\u8c01\u627f\u62c5\uff0c\u6216\u5982\u4f55\u7ef4\u6301\u751f\u8ba1\u3002\u6b64\u65f6\uff0c\u65e0\u4fdd\u9669\u96c7\u4e3b\u62c5\u4fdd\u57fa\u91d1\uff08UEGF\uff09\u7b49\u8d44\u6e90\u4fbf\u80fd\u53d1\u6325\u4f5c\u7528\u3002\u5f53\u96c7\u4e3b\u672a\u5c65\u884c\u6cd5\u5f8b\u4e49\u52a1\u65f6\uff0c\u8fd9\u9879\u7279\u6b8a\u5dde\u7ea7\u8ba1\u5212\u53ef\u4ecb\u5165\u63d0\u4f9b\u63f4\u52a9\u3002\u867d\u7136\u7533\u8bf7\u6d41\u7a0b\u4e0e\u5e38\u89c4\u7406\u8d54\u4e0d\u540c\uff0c\u4f46\u5b83\u80fd\u4e3a\u60a8\u63d0\u4f9b\u6025\u9700\u7684\u751f\u547d\u7ebf\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u60a8\u4e0d\u786e\u5b9a\u96c7\u4e3b\u662f\u5426\u6295\u4fdd\u4e86\u9002\u5f53\u7684\u4fdd\u9669\uff0c\u6216\u5728\u53d7\u4f24\u540e\u9677\u5165\u56f0\u5883\uff0c\u4e0d\u59a8\u4e0e\u4e13\u4e1a\u4eba\u58eb\u6c9f\u901a\u3002\u00a0<a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e5%ae%9e%e8%b7%b5%e9%a2%86%e5%9f%9f\/%e5%b7%a5%e4%bc%a4\/\" target=\"_blank\" rel=\"noreferrer noopener\">Philadelphia\u5de5\u4f24\u8d54\u507f\u5f8b\u5e08<\/a>\u00a0\u8fd9\u662f\u660e\u667a\u7684\u7b2c\u4e00\u6b65\u3002\u5b83\u4eec\u80fd\u52a9\u4f60\u89c4\u5212\u4e0b\u4e00\u6b65\u884c\u52a8\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"steps-to-take-after-a-work-injury-with-an-uninsured-employer\">\u96c7\u4e3b\u672a\u6295\u4fdd\u5de5\u4f24\u4fdd\u9669\u65f6\u7684\u5de5\u4f24\u5904\u7406\u6b65\u9aa4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5de5\u4f24\u540e\u7684\u5904\u7406\u65b9\u5f0f\u81f3\u5173\u91cd\u8981\uff0c\u5c24\u5176\u5f53\u96c7\u4e3b\u672a\u6295\u4fdd\u65f6\u3002\u9996\u5148\uff0c\u52a1\u5fc5\u7acb\u5373\u5411\u96c7\u4e3b\u62a5\u544a\u4f24\u60c5\u3002\u5373\u4f7f\u60a8\u8ba4\u4e3a\u96c7\u4e3b\u672a\u6295\u4fdd\uff0c\u4e5f\u8bf7\u52a1\u5fc5\u63d0\u4ea4\u4e66\u9762\u901a\u77e5\u3002\u6839\u636e\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u6cd5\u5f8b\uff0c\u60a8\u53ef\u5728\u53d7\u4f24\u4e4b\u65e5\u8d77120\u5929\u5185\u7533\u62a5\u5de5\u4f24\uff0c\u4f46\u8d8a\u65e9\u7533\u62a5\u8d8a\u6709\u5229\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u63a5\u4e0b\u6765\uff0c\u8bf7\u5c3d\u5feb\u5bfb\u6c42\u533b\u7597\u6551\u52a9\u3002\u524d\u5f80\u533b\u751f\u6216\u533b\u9662\u5c31\u8bca\uff0c\u5e76\u59a5\u5584\u4fdd\u5b58\u6240\u6709\u533b\u7597\u8bb0\u5f55\u3002\u8fd9\u4e9b\u6587\u4ef6\u5bf9\u60a8\u65e5\u540e\u63d0\u51fa\u7684\u4efb\u4f55\u7d22\u8d54\u90fd\u81f3\u5173\u91cd\u8981\u3002\u540c\u65f6\u6536\u96c6\u4e0e\u4f24\u60c5\u53ca\u5de5\u4f5c\u72b6\u51b5\u76f8\u5173\u7684\u8bc1\u636e\uff1a\u5305\u62ec\u73b0\u573a\u7167\u7247\u3001\u8bc1\u4eba\u59d3\u540d\u3001\u5de5\u8d44\u5355\uff0c\u4ee5\u53ca\u4efb\u4f55\u80fd\u8bc1\u660e\u4e8b\u6545\u53d1\u751f\u65f6\u60a8\u6b63\u5728\u4e3a\u96c7\u4e3b\u5de5\u4f5c\u7684\u6750\u6599\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u91cd\u8981\u7684\u662f\uff0c\u4e00\u65e6\u53d1\u73b0\u96c7\u4e3b\u672a\u8d2d\u4e70\u4fdd\u9669\uff0c\u8bf7\u7acb\u5373\u5411\u65e0\u4fdd\u9669\u96c7\u4e3b\u62c5\u4fdd\u57fa\u91d1\uff08UEGF\uff09\u63d0\u4ea4\u7d22\u8d54\u7533\u8bf7\u3002\u60a8\u5fc5\u987b\u5728\u77e5\u6089\u4fdd\u9669\u7f3a\u5931\u4e4b\u65e5\u8d7745\u5929\u5185\u901a\u77e5\u8be5\u57fa\u91d1\u3002\u9519\u8fc7\u8fd9\u4e2a\u671f\u9650\u53ef\u80fd\u5bfc\u81f4\u60a8\u7684\u798f\u5229\u53d7\u635f\u3002\u8be5\u6d41\u7a0b\u8f83\u4e3a\u590d\u6742\uff0c\u6587\u4e66\u9519\u8bef\u4f1a\u5ef6\u8bef\u5904\u7406\u8fdb\u5ea6\u3002&nbsp;<a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e6%9c%8d%e5%8a%a1%e5%9c%b0%e5%8c%ba\/%e8%af%ba%e9%87%8c%e6%96%af%e9%95%87\/%e5%b7%a5%e4%bc%a4%e8%b5%94%e5%81%bf%e5%be%8b%e5%b8%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5de5\u4f24\u5f8b\u5e08<\/a>&nbsp;\u5e2e\u52a9\u60a8\u907f\u514d\u5e38\u89c1\u9519\u8bef\uff0c\u786e\u4fdd\u7d22\u8d54\u987a\u5229\u63a8\u8fdb\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-uninsured-employers-guaranty-fund-your-safety-net\">\u65e0\u4fdd\u9669\u96c7\u4e3b\u62c5\u4fdd\u57fa\u91d1\uff1a\u60a8\u7684\u5b89\u5168\u7f51<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u96c7\u4e3b\u672a\u8d2d\u4e70\u5de5\u4f24\u4fdd\u9669\uff0c\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u7684\u65e0\u4fdd\u9669\u96c7\u4e3b\u62c5\u4fdd\u57fa\u91d1\uff08UEGF\uff09\u5c06\u4e3a\u53d7\u4f24\u5de5\u4eba\u63d0\u4f9b\u63f4\u52a9\u3002\u8be5\u5dde\u7acb\u9879\u76ee\u5728\u96c7\u4e3b\u672a\u80fd\u5c65\u884c\u4e49\u52a1\u65f6\uff0c\u5c06\u627f\u62c5\u533b\u7597\u8d39\u7528\u53ca\u5de5\u8d44\u635f\u5931\u8865\u507f\u3002\u7533\u8bf7\u65f6\u9700\u8bc1\u660e\u60a8\u5177\u5907\u96c7\u5458\u8eab\u4efd\u3001\u56e0\u5de5\u53d7\u4f24\uff0c\u4e14\u96c7\u4e3b\u786e\u5b9e\u672a\u6295\u4fdd\u5de5\u4f24\u4fdd\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5411UEGF\u63d0\u4ea4\u7d22\u8d54\u7533\u8bf7\u540e\uff0c\u901a\u5e38\u4f1a\u542f\u52a8\u8c03\u67e5\u7a0b\u5e8f\u3002\u8be5\u57fa\u91d1\u5c06\u6838\u5b9e\u96c7\u4e3b\u662f\u5426\u786e\u5b9e\u672a\u6295\u4fdd\uff0c\u4ee5\u53ca\u60a8\u7684\u4f24\u60c5\u662f\u5426\u4e0e\u5de5\u4f5c\u76f8\u5173\u3002\u82e5\u57fa\u91d1\u53d7\u7406\u60a8\u7684\u7d22\u8d54\uff0c\u5c06\u4ee3\u884c\u96c7\u4e3b\u804c\u8d23\uff0c\u652f\u4ed8\u4e0e\u5e38\u89c4\u5de5\u4f24\u8d54\u507f\u7d22\u8d54\u76f8\u4f3c\u7684\u798f\u5229\u91d1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0e&nbsp;<a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e6%9c%8d%e5%8a%a1%e5%9c%b0%e5%8c%ba\/%e6%9f%b3%e6%a0%91%e6%9e%97\/%e5%b7%a5%e4%bc%a4%e5%be%8b%e5%b8%88-3\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5de5\u4f24\u8d54\u507f\u5f8b\u5e08<\/a>&nbsp;\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u5f8b\u5e08\u7684\u534f\u52a9\u81f3\u5173\u91cd\u8981\u3002\u7406\u8d54\u89c4\u5219\u6781\u4e3a\u4e25\u683c\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u5229\u7528\u4efb\u4f55\u758f\u6f0f\u62d2\u7edd\u7406\u8d54\u3002\u5f8b\u5e08\u5c06\u786e\u4fdd\u60a8\u4e0d\u9057\u6f0f\u91cd\u8981\u671f\u9650\uff0c\u534f\u52a9\u6536\u96c6\u8bc1\u636e\uff0c\u5e76\u5728\u610f\u5916\u57fa\u91d1\uff08UEGF\uff09\u9519\u8bef\u62d2\u7edd\u7406\u8d54\u65f6\u4e3a\u60a8\u4e89\u53d6\u6743\u76ca\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"suing-your-employer-for-a-work-injury-in-philadelphia\">\u5728Philadelphia\u5730\u533a\u56e0\u5de5\u4f24\u8d77\u8bc9\u96c7\u4e3b<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5927\u591a\u6570\u5de5\u4f24\u6848\u4ef6\u4e2d\uff0c\u5982\u679c\u96c7\u4e3b\u8d2d\u4e70\u4e86\u5de5\u4f24\u4fdd\u9669\uff0c\u60a8\u5c31\u4e0d\u80fd\u8d77\u8bc9\u96c7\u4e3b\u3002\u8be5\u5236\u5ea6\u65e8\u5728\u4fdd\u62a4\u52b3\u52a8\u8005\u548c\u4f01\u4e1a\u514d\u53d7\u8bc9\u8bbc\u3002\u4f46\u5982\u679c\u96c7\u4e3b\u672a\u6295\u4fdd\uff0c\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u6cd5\u5f8b\u5141\u8bb8\u60a8\u63d0\u8d77\u4eba\u8eab\u4f24\u5bb3\u8bc9\u8bbc\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u9009\u62e9\u6b64\u9014\u5f84\uff0c\u60a8\u9700\u8bc1\u660e\u4f24\u60c5\u53d1\u751f\u4e8e\u5de5\u4f5c\u671f\u95f4\uff0c\u4e14\u96c7\u4e3b\u5b58\u5728\u8fc7\u5931\u6216\u672a\u63d0\u4f9b\u5b89\u5168\u7684\u5de5\u4f5c\u73af\u5883\u3002\u4e0e\u5de5\u4f24\u8d54\u507f\u6848\u4ef6\u4ec5\u9700\u8bc1\u660e\u53d7\u4f24\u53d1\u751f\u5728\u5de5\u4f5c\u573a\u6240\u4e0d\u540c\uff0c\u8bc9\u8bbc\u7a0b\u5e8f\u8981\u6c42\u63d0\u4f9b\u96c7\u4e3b\u5b58\u5728\u8fc7\u9519\u7684\u8bc1\u636e\u3002\u6b64\u8fc7\u7a0b\u8017\u65f6\u8f83\u957f\u4e14\u53ef\u80fd\u8f83\u4e3a\u590d\u6742\uff0c\u4f46\u60a8\u53ef\u80fd\u83b7\u5f97\u66f4\u591a\u8d54\u507f\uff0c\u4f8b\u5982\u7cbe\u795e\u635f\u5bb3\u8d54\u507f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u4f7f\u4f60\u8d62\u5f97\u4e86\u8bc9\u8bbc\uff0c\u5982\u679c\u96c7\u4e3b\u6ca1\u6709\u8d44\u91d1\uff0c\u8ffd\u8ba8\u8d54\u507f\u91d1\u6709\u65f6\u4e5f\u4f1a\u5f88\u56f0\u96be\u3002\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u5927\u591a\u6570\u4eba\u9996\u5148\u5411UEGF\u63d0\u4ea4\u7533\u8bf7\u3002\u4f46\u5982\u679c\u4f60\u60f3\u63a2\u7d22\u6240\u6709\u53ef\u80fd\u7684\u9014\u5f84\uff0c\u8bf7\u54a8\u8be2\u4e00\u4f4d&nbsp;<a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e6%9c%8d%e5%8a%a1%e5%9c%b0%e5%8c%ba\/%e4%b8%8a%e8%be%be%e6%af%94\/%e5%b7%a5%e4%bc%a4%e5%be%8b%e5%b8%88-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Philly\u5de5\u4f24\u5f8b\u5e08<\/a>&nbsp;\u65e2\u7cbe\u901a\u5de5\u4f24\u8d54\u507f\u6cd5\u53c8\u901a\u6653\u4eba\u8eab\u4f24\u5bb3\u6cd5\u7684\u4e13\u4e1a\u4eba\u58eb\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-a-work-injury-lawyer-can-help-you\">\u5de5\u4f24\u5f8b\u5e08\u5982\u4f55\u4e3a\u60a8\u63d0\u4f9b\u5e2e\u52a9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u906d\u9047\u5de5\u4f24\u540e\uff0c\u9762\u5bf9\u533b\u7597\u8d26\u5355\u548c\u5de5\u8d44\u635f\u5931\u53ef\u80fd\u4ee4\u4eba\u4e0d\u582a\u91cd\u8d1f\uff0c\u5c24\u5176\u5f53\u96c7\u4e3b\u672a\u6295\u4fdd\u65f6\u3002&nbsp;<a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e6%9c%8d%e5%8a%a1%e5%9c%b0%e5%8c%ba\/%e9%9f%a6%e6%81%a9\/%e5%b7%a5%e4%bc%a4%e5%be%8b%e5%b8%88-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5de5\u4f24\u5f8b\u5e08<\/a>&nbsp;\u63d0\u4f9b\u6307\u5bfc\u3001\u89e3\u7b54\u7591\u95ee\u5e76\u4e3a\u60a8\u5904\u7406\u6587\u4e66\u5de5\u4f5c\u3002\u4ee5\u4e0b\u662f\u5f8b\u5e08\u80fd\u4e3a\u60a8\u7684\u6848\u4ef6\u63d0\u4f9b\u7684\u5e2e\u52a9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8c03\u67e5\u96c7\u4e3b\u7684\u4fdd\u9669\u72b6\u51b5<\/strong>\u4ed6\u4eec\u5c06\u6838\u5b9e\u4f60\u7684\u8001\u677f\u662f\u5426\u771f\u7684\u7f3a\u4e4f\u4fdd\u969c\uff0c\u5e76\u6536\u96c6\u76f8\u5173\u8bc1\u636e\u3002.<\/li>\n\n\n\n<li><strong>\u5411UEGF\u63d0\u4ea4\u7d22\u8d54\u7533\u8bf7<\/strong>\u4ed6\u4eec\u6e05\u695a\u622a\u6b62\u65e5\u671f\u548c\u6240\u9700\u6587\u4ef6\u3002.<\/li>\n\n\n\n<li><strong>\u6536\u96c6\u533b\u7597\u8bc1\u636e<\/strong>\u5f8b\u5e08\u4f1a\u6536\u96c6\u533b\u751f\u62a5\u544a\u3001\u5de5\u4f5c\u8bb0\u5f55\u548c\u8bc1\u4eba\u9648\u8ff0\u6765\u8bc1\u660e\u60a8\u7684\u4e3b\u5f20\u3002.<\/li>\n\n\n\n<li><strong>\u4e3a\u88ab\u62d2\u7d22\u8d54\u4e89\u53d6\u6743\u76ca<\/strong>\u5982\u679c\u7f8e\u56fd\u5c31\u4e1a\u4fdd\u969c\u57fa\u91d1\uff08UEGF\uff09\u6216\u60a8\u7684\u96c7\u4e3b\u8bd5\u56fe\u62d2\u7edd\u60a8\u7684\u798f\u5229\uff0c\u60a8\u7684\u5f8b\u5e08\u5c06\u5728\u542c\u8bc1\u4f1a\u4e0a\u4e3a\u60a8\u8fa9\u62a4\u3002.<\/li>\n\n\n\n<li><strong>\u8003\u8651\u6240\u6709\u6cd5\u5f8b\u9009\u9879<\/strong>\u5982\u679c\u8bc9\u8bbc\u662f\u6700\u4f73\u9009\u62e9\uff0c\u60a8\u7684\u5f8b\u5e08\u5c06\u534f\u52a9\u60a8\u6784\u5efa\u6848\u4ef6\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u9009\u62e9\u5408\u9002\u7684\u6cd5\u5f8b\u56e2\u961f\u81f3\u5173\u91cd\u8981\u3002&nbsp;<a href=\"https:\/\/www.myphillylawyer.com\/zh\/\" target=\"_blank\" rel=\"noreferrer noopener\">Philadelphia \u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08<\/a>&nbsp;\u4e86\u89e3\u5de5\u4f24\u8d54\u507f\u548c\u4f24\u5bb3\u6cd5\u5f8b\u7684\u4e13\u4e1a\u4eba\u58eb\u80fd\u8ba9\u60a8\u9ad8\u6795\u65e0\u5fe7\u3002\u5373\u4f7f\u96c7\u4e3b\u8bd5\u56fe\u9003\u907f\u8d23\u4efb\uff0c\u4ed6\u4eec\u4e5f\u80fd\u5e2e\u52a9\u60a8\u83b7\u5f97\u5e94\u5f97\u7684\u8865\u507f\u3002.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs-about-your-options-when-your-employer-is-uninsured\">\u96c7\u4e3b\u672a\u6295\u4fdd\u65f6\u7684\u9009\u62e9\u65b9\u6848\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5982\u679c\u6211\u7684\u96c7\u4e3b\u58f0\u79f0\u6211\u662f\u72ec\u7acb\u627f\u5305\u5546\u800c\u975e\u96c7\u5458\uff0c\u8be5\u600e\u4e48\u529e\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u6cd5\u5f8b\u91c7\u7528\u591a\u79cd\u56e0\u7d20\u6765\u5224\u5b9a\u60a8\u7a76\u7adf\u662f\u96c7\u5458\u8fd8\u662f\u627f\u5305\u5546\u3002\u4f01\u4e1a\u5e38\u5c06\u5458\u5de5\u9519\u8bef\u5f52\u7c7b\u3002\u82e5\u60a8\u53d7\u4f24\u540e\u96c7\u4e3b\u8bd5\u56fe\u4ee5\u6b64\u4f5c\u4e3a\u6297\u8fa9\u7406\u7531\uff0c\u00a0<a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e6%9c%8d%e5%8a%a1%e5%9c%b0%e5%8c%ba\/%e6%9c%ac%e5%a1%9e%e5%8b%92%e5%a7%86\/%e5%b7%a5%e4%bc%a4%e8%b5%94%e5%81%bf%e5%be%8b%e5%b8%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5de5\u4f24\u8d54\u507f\u5f8b\u5e08<\/a>\u00a0\u53ef\u4ee5\u5ba1\u67e5\u60a8\u7684\u5de5\u4f5c\u72b6\u51b5\uff0c\u5e76\u534f\u52a9\u60a8\u8bc1\u660e\u771f\u5b9e\u8eab\u4efd\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6211\u9700\u8981\u591a\u5feb\u5411\u65e0\u4fdd\u9669\u96c7\u4e3b\u62c5\u4fdd\u57fa\u91d1\u63d0\u4ea4\u7d22\u8d54\u7533\u8bf7\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5f97\u77e5\u96c7\u4e3b\u672a\u8d2d\u4e70\u4fdd\u9669\u540e\uff0c\u60a8\u5fc5\u987b\u572845\u5929\u5185\u901a\u77e5UEGF\u3002\u9519\u8fc7\u6b64\u671f\u9650\u53ef\u80fd\u5f71\u54cd\u60a8\u7684\u6848\u4ef6\u5904\u7406\uff0c\u56e0\u6b64\u8bf7\u7acb\u5373\u884c\u52a8\uff0c\u82e5\u5bf9\u6d41\u7a0b\u5b58\u7591\u8bf7\u53ca\u65f6\u5bfb\u6c42\u5e2e\u52a9\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5982\u679c\u6211\u7684\u96c7\u4e3b\u6ca1\u6709\u8d2d\u4e70\u4fdd\u9669\uff0c\u6211\u80fd\u5426\u83b7\u5f97\u533b\u7597\u6551\u6cbb\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u662f\u7684\u3002\u60a8\u5e94\u7acb\u5373\u5c31\u533b\u3002\u4fdd\u7559\u6240\u6709\u8bb0\u5f55\uff0c\u5e76\u544a\u77e5\u60a8\u7684\u533b\u7597\u670d\u52a1\u63d0\u4f9b\u8005\u8be5\u4f24\u52bf\u53d1\u751f\u4e8e\u5de5\u4f5c\u573a\u6240\u3002\u60a8\u7684\u5f8b\u5e08\u53ef\u534f\u52a9\u786e\u4fdd\u533b\u7597\u8d39\u7528\u7eb3\u5165\u5de5\u4f24\u8d54\u507f\u91d1\uff08UEGF\uff09\u7d22\u8d54\u6216\u8bc9\u8bbc\u4e2d\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5982\u679c\u6211\u4e3e\u62a5\u96c7\u4e3b\u6ca1\u6709\u8d2d\u4e70\u4fdd\u9669\uff0c\u6211\u4f1a\u56e0\u6b64\u4e22\u6389\u5de5\u4f5c\u5417\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u96c7\u4e3b\u56e0\u60a8\u7533\u8bf7\u5de5\u4f24\u8d54\u507f\u6216\u4e3e\u62a5\u5176\u672a\u6295\u4fdd\u800c\u89e3\u96c7\u6216\u62a5\u590d\u60a8\uff0c\u5747\u5c5e\u8fdd\u6cd5\u884c\u4e3a\u3002\u82e5\u906d\u9047\u62a5\u590d\uff0c\u8bf7\u7acb\u5373\u544a\u77e5\u60a8\u7684\u5f8b\u5e08\u3002\u6839\u636e\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u6cd5\u5f8b\uff0c\u60a8\u4eab\u6709\u76f8\u5173\u6743\u5229\u4e0e\u4fdd\u62a4\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-resources-about-employer-insurance-company-tactics\">\u5173\u4e8e\u96c7\u4e3b\u4e0e\u4fdd\u9669\u516c\u53f8\u7b56\u7565\u7684\u5176\u4ed6\u8d44\u6e90<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5f53\u96c7\u4e3b\u672a\u8d2d\u4e70\u4fdd\u9669\u65f6\uff1a\u60a8\u6709\u54ea\u4e9b\u9009\u62e9\uff1f<\/strong><\/li>\n\n\n\n<li><a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e5%ae%9e%e8%b7%b5%e9%a2%86%e5%9f%9f\/%e5%b7%a5%e4%bc%a4\/%e3%80%8a%e5%ae%b6%e5%ba%ad%e5%92%8c%e5%8c%bb%e7%96%97%e4%bc%91%e5%81%87%e6%b3%95%e3%80%8b%e4%b8%8e%e5%b7%a5%e4%bc%a4%e8%b5%94%e5%81%bf%e6%9c%89%e4%bd%95%e5%8c%ba%e5%88%ab\/\">\u300a\u5bb6\u5ead\u548c\u533b\u7597\u4f11\u5047\u6cd5\u300b\u4e0e\u5de5\u4f24\u8d54\u507f\uff1a\u6709\u4f55\u533a\u522b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e5%ae%9e%e8%b7%b5%e9%a2%86%e5%9f%9f\/%e5%b7%a5%e4%bc%a4\/%e9%9b%87%e4%b8%bb%e6%8a%a5%e5%a4%8d%e8%a1%8c%e4%b8%ba%e7%9a%84%e6%b3%95%e5%be%8b%e4%bf%9d%e6%8a%a4\/\">\u96c7\u4e3b\u62a5\u590d\u884c\u4e3a\uff1a\u60a8\u7684\u6cd5\u5f8b\u4fdd\u62a4<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e5%ae%9e%e8%b7%b5%e9%a2%86%e5%9f%9f\/%e5%b7%a5%e4%bc%a4\/%e5%a4%84%e7%90%86%e5%b7%a5%e4%bc%a4%e4%bf%9d%e9%99%a9%e7%90%86%e7%ae%97%e5%91%98%e4%ba%8b%e5%ae%9c\/\">\u4e0e\u5de5\u4f24\u4fdd\u9669\u7406\u7b97\u5458\u6253\u4ea4\u9053<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e5%ae%9e%e8%b7%b5%e9%a2%86%e5%9f%9f\/%e5%b7%a5%e4%bc%a4\/%e9%9b%87%e4%b8%bb%e5%af%b9%e5%b7%a5%e4%bc%a4%e7%b4%a2%e8%b5%94%e6%8f%90%e5%87%ba%e5%bc%82%e8%ae%ae%e7%9a%84%e5%b8%b8%e8%a7%81%e6%96%b9%e5%bc%8f\/\">\u96c7\u4e3b\u5bf9\u5de5\u4f24\u7d22\u8d54\u63d0\u51fa\u5f02\u8bae\u7684\u5e38\u89c1\u65b9\u5f0f<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\u5f53\u96c7\u4e3b\u672a\u6295\u4fdd\u5de5\u4f24\u4fdd\u9669\u65f6\uff1a\u4f60\u6709\u54ea\u4e9b\u9009\u62e9\uff1f\u5de5\u4f24\u4e8b\u6545\u53ef\u80fd\u5f7b\u5e95\u98a0\u8986\u4f60\u7684\u751f\u6d3b\u3002\u533b\u7597\u8d26\u5355\u4e0d\u65ad\u7d2f\u79ef\uff0c\u82e5\u65e0\u6cd5\u5de5\u4f5c\uff0c\u7ecf\u6d4e\u72b6\u51b5\u4fbf\u4f1a\u9677\u5165\u56f0\u5883\u3002\u591a\u6570\u60c5\u51b5\u4e0b\uff0c\u5de5\u4f24\u4fdd\u9669\u80fd\u8986\u76d6\u8fd9\u4e9b\u8d39\u7528\u3002\u4f46\u82e5\u96c7\u4e3b\u672a\u6295\u4fdd\u5de5\u4f24\u4fdd\u9669\u5462\uff1f\u8fd9\u79cd\u60c5\u51b5\u5176\u5b9e\u66f4\u4e3a\u5e38\u89c1\u2026\u2026<\/p>","protected":false},"author":9,"featured_media":0,"parent":29,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-15436","page","type-page","status-publish","hentry"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages\/15436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/comments?post=15436"}],"version-history":[{"count":3,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages\/15436\/revisions"}],"predecessor-version":[{"id":15461,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages\/15436\/revisions\/15461"}],"up":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages\/29"}],"wp:attachment":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/media?parent=15436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}