{"id":15794,"date":"2026-05-08T19:49:40","date_gmt":"2026-05-09T00:49:40","guid":{"rendered":"https:\/\/www.myphillylawyer.com\/practice-areas\/bicycle-accidents\/what-to-do-after-a-bicycle-accident-in-philadelphia\/"},"modified":"2026-05-08T19:49:40","modified_gmt":"2026-05-09T00:49:40","slug":"%e5%9c%a8%e8%b4%b9%e5%9f%8e%e5%8f%91%e7%94%9f%e8%87%aa%e8%a1%8c%e8%bd%a6%e4%ba%8b%e6%95%85%e5%90%8e%e8%af%a5%e6%80%8e%e4%b9%88%e5%8a%9e","status":"publish","type":"page","link":"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/bicycle-accidents\/what-to-do-after-a-bicycle-accident-in-philadelphia\/","title":{"rendered":"\u5728 Philadelphia \u53d1\u751f\u81ea\u884c\u8f66\u4e8b\u6545\u540e\u8be5\u600e\u4e48\u529e"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Philadelphia is one of the most active cycling cities in the country, with thousands of riders sharing the streets of Center City, Fishtown, West Philadelphia, and neighborhoods from Manayunk to South Philly every single day. That activity comes with real risk. In 2024, 125 people were killed as a result of traffic crashes in Philadelphia. Philadelphia ended 2023 with a total of 126 traffic fatalities, and 10 of those were bicyclists. If you were just hit by a car while riding your bike in Philadelphia, the steps you take in the next hours and days will directly affect your health and your legal rights. Here is what you need to know, and what you need to do.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Table of Contents<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#call-911-and-get-medical-attention-right-away\">Call 911 and Get Medical Attention Right Away<\/a><\/li>\n<li><a href=\"#document-the-scene-and-gather-evidence-before-you-leave\">Document the Scene and Gather Evidence Before You Leave<\/a><\/li>\n<li><a href=\"#understand-your-legal-rights-as-a-cyclist-under-pennsylvania-law\">Understand Your Legal Rights as a Cyclist Under Pennsylvania Law<\/a><\/li>\n<li><a href=\"#report-the-crash-and-deal-with-insurance-the-right-way\">Report the Crash and Deal With Insurance the Right Way<\/a><\/li>\n<li><a href=\"#know-the-statute-of-limitations-and-why-timing-matters\">Know the Statute of Limitations and Why Timing Matters<\/a><\/li>\n<li><a href=\"#contact-myphillylawyer-to-protect-your-rights-after-a-bicycle-accident\">Contact MyPhillyLawyer to Protect Your Rights After a Bicycle Accident<\/a><\/li>\n<li><a href=\"#faqs-about-what-to-do-after-a-bicycle-accident-in-philadelphia\">FAQs About What to Do After a Bicycle Accident in Philadelphia<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"call-911-and-get-medical-attention-right-away\">Call 911 and Get Medical Attention Right Away<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your first call after a bicycle crash should always be to 911. Even if you feel okay, you need a police report and a medical evaluation. Adrenaline masks pain. Internal bleeding, traumatic brain injuries, and spinal damage can be present without obvious symptoms immediately after impact.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When police respond, they document the scene, gather witness information, and file an official crash report. That report becomes a key piece of evidence in your personal injury claim. Under Pennsylvania law, crashes resulting in injury or death must be reported to the police. Do not skip this step, even if the driver seems cooperative.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Go to the emergency room or urgent care the same day. If you were near Temple University Hospital, Jefferson Health, or Penn Medicine in University City, get there. Delaying medical care gives insurance adjusters a reason to argue that your injuries were not serious or were caused by something else entirely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Keep every record. Discharge papers, imaging results, prescription receipts, and follow-up appointment notes all become part of your damages claim. If you later pursue compensation for medical expenses, those bills need to be fully documented from day one. A <a href=\"https:\/\/www.myphillylawyer.com\/\">Philadelphia personal injury lawyer<\/a> can help you understand how to preserve and organize this documentation for your case.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"document-the-scene-and-gather-evidence-before-you-leave\">Document the Scene and Gather Evidence Before You Leave<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Evidence disappears fast. Skid marks fade. Witnesses walk away. Surveillance footage gets overwritten. If you are physically able to do so, start gathering evidence at the crash scene before anything changes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Use your phone to photograph every angle of the scene. Get shots of the driver&#8217;s vehicle, the point of impact, your bicycle, any visible injuries, road conditions, traffic signs, and the surrounding area. If the crash happened on Roosevelt Boulevard, on Broad Street, or near a busy intersection in Kensington or Old City, look for nearby traffic cameras or business security cameras. That footage may capture exactly what happened.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Get the driver&#8217;s full name, license number, vehicle registration, and insurance information. Collect names and phone numbers from anyone who witnessed the crash. Witnesses who saw a driver blow through a stop sign or cut across a bike lane can make or break a case.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Write down everything you remember while it is fresh. The direction you were traveling, the speed of the vehicle, what the driver said at the scene, and the weather conditions all matter. According to PennDOT, driver behavior is the leading factor in 83 percent of fatal crashes that occur annually on Pennsylvania roadways. Documenting driver behavior at the scene builds the foundation of a negligence claim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"understand-your-legal-rights-as-a-cyclist-under-pennsylvania-law\">Understand Your Legal Rights as a Cyclist Under Pennsylvania Law<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pennsylvania law treats cyclists as full participants in traffic. Pennsylvania&#8217;s Vehicle Code considers bicycles as vehicles and provides that every person riding a bicycle upon a roadway shall be granted all of the rights and responsibilities applicable to a driver of a vehicle, with certain exceptions. That means you have the same right to use Philadelphia&#8217;s streets as any car or truck driver.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pennsylvania also has a strong Safe Passing Law. Under 75 Pa. Cons. Stat. \u00a7 3303(a)(3), vehicles that want to pass a cyclist on the road must give the cyclist four feet of space while passing, and the law also requires passing vehicles to pass at a careful and prudent reduced speed. When a driver violates this law and hits you, that violation is direct evidence of negligence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pennsylvania also has a dooring law. Pennsylvania is one of the few states with a dooring law: 75 Pa. Cons. Stat. \u00a7 3705 prohibits vehicle drivers from opening or leaving open any door on a motor vehicle unless it is reasonably safe to do so and can be done without interfering with the movement of other traffic. This matters for cyclists riding through Center City, where parked cars along Chestnut Street or Walnut Street create constant dooring hazards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Importantly, Pennsylvania law does not allow a failure to wear a helmet to be used as evidence of a cyclist&#8217;s contributory negligence, per Pennsylvania Pa. Cons. Stat. \u00a7 3510(b). So even if you were not wearing a helmet when the crash happened, the other driver cannot use that fact against you in your claim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cyclists injured on some of the <a href=\"https:\/\/www.myphillylawyer.com\/practice-areas\/vehicle-accidents\/the-most-dangerous-intersections-and-roads-in-philadelphia\/\">most dangerous roads in Philadelphia<\/a> may also have claims against the city or PennDOT if poor road conditions contributed to the crash, under the exceptions to governmental immunity found in 42 Pa. C.S. \u00a7 8522.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"report-the-crash-and-deal-with-insurance-the-right-way\">Report the Crash and Deal With Insurance the Right Way<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">After a bicycle accident in Philadelphia, you will likely deal with at least one insurance company. How you handle those early conversations can significantly affect your recovery.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Report the crash to your own insurance carrier promptly. If you have an auto insurance policy, it may include first-party medical benefits, also called PIP (Personal Injury Protection), under 75 Pa. C.S. \u00a7\u00a7 1711-1712. These benefits pay for medical expenses regardless of who was at fault. Cyclists injured by motor vehicles can access these benefits through the at-fault driver&#8217;s policy or, in some cases, through their own household auto policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pennsylvania&#8217;s tort system also matters here. Under 75 Pa. C.S. \u00a7 1705, drivers choose between limited tort and full tort coverage. As a cyclist, you are not bound by the limited tort election on your own auto policy when you are injured by a negligent driver. This means you generally retain the right to sue for pain and suffering, even if you selected limited tort for your own vehicle.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not give a recorded statement to the at-fault driver&#8217;s insurance company without speaking to an attorney first. Adjusters are trained to minimize payouts. A seemingly harmless answer about how you were feeling at the scene can be used to undercut your claim later. A qualified <a href=\"https:\/\/www.myphillylawyer.com\/practice-areas\/vehicle-accidents\/\">car accident lawyer<\/a> familiar with Philadelphia bicycle cases can communicate with insurers on your behalf and protect your interests from the start.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the driver who hit you had no insurance or insufficient coverage, you may have an uninsured or underinsured motorist claim under your own policy. These claims are complex and time-sensitive, so acting quickly is important.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"know-the-statute-of-limitations-and-why-timing-matters\">Know the Statute of Limitations and Why Timing Matters<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pennsylvania law sets a strict deadline for filing a personal injury lawsuit after a bicycle accident. Under 42 Pa. Cons. Stat. \u00a7 5524(2), injured cyclists generally have two years from the date of the crash to file a claim in court. Miss that deadline, and you lose the right to pursue compensation entirely, regardless of how serious your injuries are.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Two years sounds like a long time, but bicycle accident cases require significant preparation. Evidence needs to be preserved. Medical records need to be compiled. Expert witnesses may need to be retained. Accident reconstruction analysis sometimes requires visiting the scene before conditions change, especially on high-traffic corridors like Kelly Drive, Aramingo Avenue, or Oregon Avenue.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your claim involves a government entity, such as the City of Philadelphia or PennDOT, the timeline is even tighter. Claims against government agencies in Pennsylvania require formal notice within six months of the incident under 42 Pa. C.S. \u00a7 5522. Failing to provide timely notice can bar your claim entirely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wrongful death claims follow a similar two-year window under 42 Pa. C.S. \u00a7 8301, which allows surviving family members or the personal representative of a deceased cyclist&#8217;s estate to pursue damages including medical costs, funeral expenses, and other losses caused by the negligent driver.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The sooner you contact an attorney after a crash, the better your chances of preserving critical evidence. Surveillance footage from cameras near the Schuylkill River Trail or along busy urban corridors gets deleted quickly. Witnesses become harder to locate. Do not wait.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"contact-myphillylawyer-to-protect-your-rights-after-a-bicycle-accident\">Contact MyPhillyLawyer to Protect Your Rights After a Bicycle Accident<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A bicycle accident in Philadelphia can turn your life upside down in an instant. Medical bills pile up. You may be unable to work. Your bicycle may be destroyed. And you are dealing with all of it while trying to recover from real physical injuries. You should not have to fight an insurance company on your own at the same time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At MyPhillyLawyer, we represent injured cyclists throughout Philadelphia, including riders hurt in Fairmount Park, along the Schuylkill River Trail, on North Broad Street, and on every other road and bike lane in the city. We handle cases involving distracted drivers, drunk drivers, aggressive drivers, dooring incidents, and crashes caused by dangerous road conditions. We work to pursue full compensation for your medical expenses, lost wages, pain and suffering, and other damages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is no fee unless we recover for you. Call us today at <strong>(215) 227-2727<\/strong> or Toll Free: <strong>866-352-4572<\/strong> to talk about what happened and find out how we can help. Our principal office is located in Philadelphia, Pennsylvania.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faqs-about-what-to-do-after-a-bicycle-accident-in-philadelphia\">FAQs About What to Do After a Bicycle Accident in Philadelphia<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Do I need to call the police after a bicycle accident in Philadelphia, even if my injuries seem minor?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. You should always call the police after a bicycle crash in Philadelphia. A police report creates an official record of the incident, documents the driver&#8217;s information, and preserves witness accounts. Insurance companies and courts rely on police reports as foundational evidence. Injuries that seem minor at the scene, like soreness or stiffness, can turn out to be serious conditions such as herniated discs or concussions that are not immediately apparent. Getting a report on file protects you whether or not you later decide to pursue a claim.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What compensation can I recover after a bicycle accident in Philadelphia?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If a negligent driver caused your crash, you may be entitled to compensation for medical expenses, future medical costs, lost wages, loss of earning capacity, pain and suffering, emotional distress, and the cost to repair or replace your bicycle. In cases involving severe or permanent injuries, additional categories of damages may apply. The specific amount depends on the facts of your case, including the severity of your injuries, the strength of the evidence, and the available insurance coverage. An attorney can evaluate your situation and give you a clearer picture of what your claim may be worth.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I still recover damages if I was partly at fault for the bicycle accident?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pennsylvania follows a modified comparative fault rule. Under this system, you can still recover damages as long as you were not more than 50 percent responsible for the crash. However, your compensation is reduced by your percentage of fault. For example, if you are found 20 percent at fault and your total damages are $100,000, you would recover $80,000. This is why it is important to have an attorney who can build the strongest possible case and challenge any attempt by the insurance company to shift blame onto you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What if the driver who hit me had no insurance or fled the scene?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hit-and-run accidents and crashes involving uninsured drivers are unfortunately common in Philadelphia. If the driver fled or had no insurance, you may be able to file an uninsured motorist claim through your own auto insurance policy, if you have one. Under 75 Pa. C.S. \u00a7 1731, Pennsylvania insurers are required to offer uninsured and underinsured motorist coverage. If you do not have auto insurance, other options may be available depending on the circumstances. An attorney can review all potential sources of recovery and help you pursue every available avenue.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How long will my bicycle accident case take to resolve in Philadelphia?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There is no single answer to this question because every case is different. Cases with clear liability and documented injuries may resolve through a negotiated settlement within several months. Cases that involve disputed fault, serious injuries, or government entities often take longer, sometimes one to two years or more, especially if a lawsuit needs to be filed in the Philadelphia Court of Common Pleas. What matters most is that your case is handled thoroughly, not just quickly. Rushing a settlement before you understand the full extent of your injuries can leave you without compensation for future medical costs or long-term disability.<\/p>\n\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Do I need to call the police after a bicycle accident in Philadelphia, even if my injuries seem minor?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. You should always call the police after a bicycle crash in Philadelphia. A police report creates an official record of the incident, documents the driver's information, and preserves witness accounts. Insurance companies and courts rely on police reports as foundational evidence. Injuries that seem minor at the scene, like soreness or stiffness, can turn out to be serious conditions such as herniated discs or concussions that are not immediately apparent. Getting a report on file protects you whether or not you later decide to pursue a claim.\"}},{\"@type\":\"Question\",\"name\":\"What compensation can I recover after a bicycle accident in Philadelphia?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If a negligent driver caused your crash, you may be entitled to compensation for medical expenses, future medical costs, lost wages, loss of earning capacity, pain and suffering, emotional distress, and the cost to repair or replace your bicycle. In cases involving severe or permanent injuries, additional categories of damages may apply. The specific amount depends on the facts of your case, including the severity of your injuries, the strength of the evidence, and the available insurance coverage. An attorney can evaluate your situation and give you a clearer picture of what your claim may be worth.\"}},{\"@type\":\"Question\",\"name\":\"Can I still recover damages if I was partly at fault for the bicycle accident?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pennsylvania follows a modified comparative fault rule. Under this system, you can still recover damages as long as you were not more than 50 percent responsible for the crash. However, your compensation is reduced by your percentage of fault. For example, if you are found 20 percent at fault and your total damages are $100,000, you would recover $80,000. This is why it is important to have an attorney who can build the strongest possible case and challenge any attempt by the insurance company to shift blame onto you.\"}},{\"@type\":\"Question\",\"name\":\"What if the driver who hit me had no insurance or fled the scene?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Hit-and-run accidents and crashes involving uninsured drivers are unfortunately common in Philadelphia. If the driver fled or had no insurance, you may be able to file an uninsured motorist claim through your own auto insurance policy, if you have one. Under 75 Pa. C.S. \u00a7 1731, Pennsylvania insurers are required to offer uninsured and underinsured motorist coverage. If you do not have auto insurance, other options may be available depending on the circumstances. An attorney can review all potential sources of recovery and help you pursue every available avenue.\"}},{\"@type\":\"Question\",\"name\":\"How long will my bicycle accident case take to resolve in Philadelphia?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There is no single answer to this question because every case is different. Cases with clear liability and documented injuries may resolve through a negotiated settlement within several months. Cases that involve disputed fault, serious injuries, or government entities often take longer, sometimes one to two years or more, especially if a lawsuit needs to be filed in the Philadelphia Court of Common Pleas. What matters most is that your case is handled thoroughly, not just quickly. Rushing a settlement before you understand the full extent of your injuries can leave you without compensation for future medical costs or long-term disability.\"}}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Philadelphia \u662f\u5168\u56fd\u81ea\u884c\u8f66\u8fd0\u52a8\u6700\u6d3b\u8dc3\u7684\u57ce\u5e02\u4e4b\u4e00\uff0c\u6bcf\u5929\u90fd\u6709\u6210\u5343\u4e0a\u4e07\u7684\u9a91\u884c\u8005\u5728\u4e2d\u5fc3\u57ce\u3001\u83f2\u4ec0\u9547\u3001\u897f Philadelphia \u4ee5\u53ca\u4ece Manayunk \u5230\u5357 Philly \u7684\u8857\u533a\u7684\u8857\u9053\u4e0a\u9a91\u884c\u3002\u8fd9\u79cd\u6d3b\u52a8\u4f34\u968f\u7740\u771f\u6b63\u7684\u98ce\u9669\u30022024 \u5e74\uff0c\u5728 Philadelphia.... \u6709 125 \u4eba\u6b7b\u4e8e\u4ea4\u901a\u4e8b\u6545\u3002<\/p>","protected":false},"author":18,"featured_media":0,"parent":257,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-15794","page","type-page","status-publish","hentry"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages\/15794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/comments?post=15794"}],"version-history":[{"count":0,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages\/15794\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/pages\/257"}],"wp:attachment":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/media?parent=15794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}