{"id":8813,"date":"2021-02-19T17:10:25","date_gmt":"2021-02-19T22:10:25","guid":{"rendered":"https:\/\/www.myphillylawyer.com\/?page_id=8813"},"modified":"2026-03-26T17:13:08","modified_gmt":"2026-03-26T22:13:08","slug":"%e5%8f%91%e7%94%9f%e8%bd%a6%e7%a5%b8%e5%90%8e%e6%88%91%e6%9c%89%e6%9d%83%e8%8e%b7%e5%be%97%e5%93%aa%e4%ba%9b%e8%b5%94%e5%81%bf","status":"publish","type":"page","link":"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/what-am-i-entitled-to-after-a-car-accident\/","title":{"rendered":"\u53d1\u751f\u8f66\u7978\u540e\uff0c\u6211\u6709\u6743\u83b7\u5f97\u54ea\u4e9b\u8d54\u507f\uff1f"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\u53d1\u751f\u8f66\u7978\u540e\uff0c\u6211\u6709\u6743\u83b7\u5f97\u54ea\u4e9b\u8d54\u507f\uff1f<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e5%ae%9e%e8%b7%b5%e9%a2%86%e5%9f%9f\/%e8%bd%a6%e7%a5%b8\/\">\u906d\u9047\u8f66\u7978<\/a>\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u5176\u4e2d\u4e00\u540d\u9a7e\u9a76\u5458\u53ef\u80fd\u5bf9\u9020\u6210\u78b0\u649e\u8d1f\u6709\u8d23\u4efb\u3002\u649e\u8f66\u540e\uff0c\u53d7\u5bb3\u9a7e\u9a76\u5458\u53ef\u80fd\u4f1a\u53d7\u5230\u4eba\u8eab\u4f24\u5bb3\u548c\u8f66\u8f86\u8d22\u4ea7\u635f\u5931\u3002\u56e0\u6b64\uff0c\u4ed6\u53ef\u80fd\u4f1a\u4ea7\u751f\u533b\u7597\u8d39\u7528\u548c\u7ef4\u4fee\u8d26\u5355\u3002\u5bf9\u8f66\u7978\u8d1f\u6709\u8d23\u4efb\u7684\u8087\u4e8b\u53f8\u673a\u53ef\u80fd\u9700\u8981\u5bf9\u53d7\u5bb3\u4eba\u7684\u4f24\u5bb3\u548c\u5176\u4ed6\u8d39\u7528\u8fdb\u884c\u8d54\u507f\u3002\u8f66\u7978\u53d1\u751f\u540e\uff0c\u53d7\u4f24\u4e00\u65b9\u6709\u6743\u83b7\u5f97\u7684\u8d54\u507f\u56e0\u4e8b\u6545\u800c\u5f02\uff0c\u4e5f\u56e0\u4eba\u800c\u5f02\u3002\u53d7\u5bb3\u4eba\u7684\u8eab\u4f53\u4f24\u5bb3\u7a0b\u5ea6\u3001\u7cbe\u795e\u635f\u5931\u4ee5\u53ca\u8f66\u7978\u9020\u6210\u7684\u7ecf\u6d4e\u56f0\u96be\u7b49\u56e0\u7d20\u51b3\u5b9a\u4e86\u53d7\u5bb3\u4eba\u7684\u8d54\u507f\u91d1\u989d\u3002&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u6cd5\u5f8b\u89c4\u5b9a\uff0c\u8f66\u4e3b\u5fc5\u987b\u5728\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u673a\u52a8\u8f66\u8f86\u7ba1\u7406\u5c40\u8fdb\u884c\u8f66\u8f86\u767b\u8bb0\u3002\u8981\u83b7\u5f97\u8f66\u8f86\u767b\u8bb0\uff0c\u8f66\u4e3b\u5fc5\u987b\u62e5\u6709\u7b26\u5408\u5dde\u8981\u6c42\u7684\u6709\u6548\u6c7d\u8f66\u4fdd\u9669\u3002\u5728\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\uff0c\u4eba\u8eab\u4f24\u5bb3\u8d23\u4efb\u4fdd\u9669\u7684\u6700\u4f4e\u9650\u989d\u4e3a\u6bcf\u4eba $15,000 \u6216\u6bcf\u8d77\u4e8b\u6545 $30,000 \u7f8e\u5143\uff0c\u8d22\u4ea7\u635f\u5931\u8d23\u4efb\u4fdd\u9669\u7684\u6700\u4f4e\u9650\u989d\u4e3a $15,000 \u7f8e\u5143\u3002\u88ab\u4fdd\u9669\u4eba\u7684\u4fdd\u9669\u9650\u989d\u53ef\u4ee5\u9ad8\u4e8e\u6700\u4f4e\u8981\u6c42\u3002\u53d7\u5bb3\u4eba\u4e00\u65b9\u53ef\u4ee5\u83b7\u5f97\u8d54\u507f\u91d1\uff0c\u6700\u9ad8\u91d1\u989d\u4e3a\u8087\u4e8b\u53f8\u673a\u7684\u4eba\u8eab\u4f24\u5bb3\u8d23\u4efb\u4fdd\u9669\u9650\u989d\uff0c\u7528\u4e8e\u8d54\u507f\u4e8b\u6545\u9020\u6210\u7684\u8eab\u4f53\u548c\u7cbe\u795e\u4f24\u5bb3\u3002\u5982\u679c\u8f66\u8f86\u6216\u5176\u4ed6\u8d22\u4ea7\u56e0\u8f66\u7978\u800c\u9700\u8981\u4fee\u7406\u6216\u66f4\u6362\uff0c\u8d22\u4ea7\u6240\u6709\u4eba\u53ef\u83b7\u5f97\u6700\u9ad8\u8fbe\u8d22\u4ea7\u635f\u5931\u8d23\u4efb\u9650\u989d\u7684\u8d54\u507f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u989d\u5916\u4fdd\u9669\u662f\u53ef\u9009\u7684\u3002\u672a\u6295\u4fdd\u7684\u9a7e\u8f66\u8005\u4fdd\u9669\uff08UIM\uff09\u662f\u53d7\u5bb3\u4eba\u4fdd\u5355\u4e2d\u7684\u53ef\u9009\u4fdd\u9669\uff0c\u5f53\u8087\u4e8b\u53f8\u673a\u7684\u8d23\u4efb\u4fdd\u9669\u989d\u4f4e\u4e8e\u53d7\u5bb3\u4eba\u7684\u603b\u8d54\u507f\u989d\u65f6\uff0c\u8be5\u4fdd\u9669\u5c06\u627f\u62c5\u635f\u5bb3\u8d54\u507f\u3002\u8f66\u7978\u4e2d\u7684\u53d7\u5bb3\u65b9\u53ef\u4ee5\u9009\u62e9\u8d2d\u4e70\u672a\u6295\u4fdd\u7684\u9a7e\u8f66\u8005\u4fdd\u9669\uff08UM\uff09\uff0c\u5982\u679c\u8087\u4e8b\u53f8\u673a\u6ca1\u6709\u6295\u4fdd\u6216\u6295\u4fdd\u4eba\u4e0d\u8be6\uff0c\u8be5\u4fdd\u9669\u5c06\u4e3a\u5176\u53d7\u4f24\u63d0\u4f9b\u8d54\u507f\u3002\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u7684 UIM \u548c UM \u6700\u4f4e\u9650\u989d\u5206\u522b\u4e3a\u6bcf\u4eba $15,000 \u548c\u6bcf\u6b21\u4e8b\u6545 $30,000 \u7f8e\u5143\u3002\u8f66\u7978\u53d7\u5bb3\u8005\u53ef\u83b7\u5f97\u7684\u8d54\u507f\u91d1\u989d\u6700\u9ad8\u53ef\u8fbe\u8087\u4e8b\u53f8\u673a\u7684\u8d23\u4efb\u9669\u9650\u989d\u3002\u4ed6\u4eec\u8fd8\u53ef\u4ee5\u4ece\u81ea\u5df1\u7684\u4fdd\u9669\u5355\u4e2d\u83b7\u5f97\u8d54\u507f\uff0c\u8d54\u507f\u91d1\u989d\u6700\u9ad8\u53ef\u8fbe UIM \u9650\u989d\uff0c\u4ee5\u5f25\u8865\u7533\u8bf7\u8fc7\u5931\u53f8\u673a\u8d23\u4efb\u9669\u540e\u7684\u4f59\u989d\u3002&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8f66\u8f86\u4e8b\u6545\u9020\u6210\u7684\u635f\u5931\u53ef\u80fd\u662f\u7ecf\u6d4e\u635f\u5931\uff0c\u4e5f\u53ef\u80fd\u662f\u975e\u7ecf\u6d4e\u635f\u5931\u3002\u80fd\u5426\u4e3a\u8fd9\u4e9b\u635f\u5931\u5bfb\u6c42\u8d54\u507f\u53d6\u51b3\u4e8e <a href=\"https:\/\/www.myphillylawyer.com\/zh\/%e5%ae%9e%e8%b7%b5%e9%a2%86%e5%9f%9f\/%e8%bd%a6%e7%a5%b8\/%e4%bf%9d%e9%99%a9\/%e5%ae%be%e5%a4%95%e6%b3%95%e5%b0%bc%e4%ba%9a%e5%b7%9e%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%8c%87%e5%8d%97\/\">\u4fdd\u9669\u5f62\u5f0f<\/a> \u7531\u4e2a\u4eba\u9009\u62e9\u3002\u6839\u636e\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u6cd5\u5f8b\uff0c\u8f66\u4e3b\u53ef\u4ee5\u9009\u62e9\u6295\u4fdd\u6709\u9650\u4fb5\u6743\u4fdd\u9669\u6216\u5168\u989d\u4fb5\u6743\u4fdd\u9669\u3002\u6709\u9650\u4fb5\u6743\u4fdd\u9669\u5141\u8bb8\u8f66\u7978\u53d7\u5bb3\u8005\u8981\u6c42\u8d54\u507f\u7ecf\u6d4e\u635f\u5931\uff0c\u5305\u62ec\u533b\u7597\u8d39\u7528\u548c\u5176\u4ed6\u81ea\u4ed8\u8d39\u7528\u3002\u4f46\u662f\uff0c\u9664\u975e\u53d7\u5bb3\u8005\u906d\u53d7\u4e86\u4e25\u91cd\u4f24\u5bb3\uff0c\u5426\u5219\u6709\u9650\u4fb5\u6743\u9669\u7981\u6b62\u8ffd\u507f\u75bc\u75db\u548c\u75db\u82e6\u7b49\u975e\u7ecf\u6d4e\u635f\u5931\u3002\u5728\u5b8c\u5168\u4fb5\u6743\u4fdd\u9669\u4e0b\uff0c\u53d7\u5bb3\u65b9\u53ef\u4ee5\u8981\u6c42\u8d54\u507f\u7ecf\u6d4e\u548c\u975e\u7ecf\u6d4e\u635f\u5931\u3002.<\/p>\n\n\n\n<h3>\u5176\u4ed6\u8f66\u7978\u5e38\u89c1\u95ee\u9898\uff1a<\/h3>\n<ul class=\"list-pages-shortcode sibling-pages\"><li class=\"page_item page-item-8822\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/can-i-recover-compensation-even-if-i-am-partially-at-fault-for-the-car-crash\/\">\u5373\u4f7f\u6211\u5bf9\u8f66\u7978\u6709\u90e8\u5206\u8fc7\u9519\uff0c\u6211\u8fd8\u80fd\u83b7\u5f97\u8d54\u507f\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8931\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-common-is-back-pain-from-car-accidents\/\">\u8f66\u7978\u9020\u6210\u7684\u80cc\u75db\u6709\u591a\u5e38\u89c1\uff1f<\/a><\/li>\n<li class=\"page_item page-item-9010\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-long-after-a-car-accident-can-you-experience-pain\/\">\u8f66\u7978\u540e\u591a\u4e45\u4f1a\u611f\u5230\u75bc\u75db\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8884\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-long-after-a-car-accident-can-you-sue-in-pennsylvania\/\">\u5728\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\uff0c\u8f66\u7978\u53d1\u751f\u540e\u591a\u4e45\u53ef\u4ee5\u8d77\u8bc9\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8538\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-long-do-i-have-to-file-a-car-accident-suit\/\">\u63d0\u8d77\u8f66\u7978\u8bc9\u8bbc\u9700\u8981\u591a\u957f\u65f6\u95f4\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8528\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-long-do-i-have-to-file-a-claim-after-a-car-accident\/\">\u53d1\u751f\u8f66\u7978\u540e\uff0c\u6211\u9700\u8981\u591a\u957f\u65f6\u95f4\u624d\u80fd\u63d0\u51fa\u7d22\u8d54\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8888\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-long-does-an-insurance-company-have-to-settle-a-claim-in-pennsylvania\/\">\u5728\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u591a\u957f\u65f6\u95f4\u624d\u80fd\u7406\u8d54\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8733\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-long-does-it-take-to-settle-a-car-accident-lawsuit\/\">\u89e3\u51b3\u4e00\u573a\u8f66\u7978\u8bc9\u8bbc\u9700\u8981\u591a\u957f\u65f6\u95f4\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8890\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-much-time-will-it-take-for-me-to-recover-damages-in-my-pennsylvania-car-accident-case\/\">\u5728\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u7684\u8f66\u7978\u6848\u4ef6\u4e2d\uff0c\u6211\u9700\u8981\u591a\u957f\u65f6\u95f4\u624d\u80fd\u83b7\u5f97\u8d54\u507f\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8832\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/how-should-i-prepare-for-my-first-meeting-with-my-pennsylvania-car-accident-attorney\/\">\u6211\u5e94\u8be5\u5982\u4f55\u51c6\u5907\u4e0e\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u8f66\u7978\u5f8b\u5e08\u7684\u9996\u6b21\u4f1a\u9762\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8993\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/i-got-into-a-car-accident-and-hit-my-head-what-should-i-do\/\">\u6211\u51fa\u4e86\u8f66\u7978\uff0c\u649e\u5230\u4e86\u5934\uff0c\u6211\u8be5\u600e\u4e48\u529e\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8360\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/i-was-in-a-car-accident-my-injuries-are-minor-should-i-see-a-doctor\/\">\u6211\u51fa\u4e86\u8f66\u7978\uff0c\u4f24\u52bf\u5f88\u8f7b\u3002\u6211\u5e94\u8be5\u53bb\u770b\u533b\u751f\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8534\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/i-was-involved-in-a-car-accident-what-should-i-do-first\/\">\u6211\u53d1\u751f\u4e86\u8f66\u7978\uff0c\u9996\u5148\u5e94\u8be5\u505a\u4ec0\u4e48\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8280\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/i-was-involved-in-a-hit-and-run-car-accident-can-i-still-get-compensation\/\">\u6211\u906d\u9047\u4e86\u8087\u4e8b\u9003\u9038\u7684\u8f66\u7978\uff0c\u6211\u8fd8\u80fd\u83b7\u5f97\u8d54\u507f\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8824\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/if-i-have-been-in-a-car-accident-do-i-need-a-lawyer\/\">\u5982\u679c\u6211\u53d1\u751f\u4e86\u8f66\u7978\uff0c\u6211\u9700\u8981\u5f8b\u5e08\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8886\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/is-pennsylvania-a-no-fault-accident-state\/\">\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u662f\u65e0\u8fc7\u5931\u4e8b\u6545\u5dde\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8820\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/is-there-a-time-limit-on-my-car-accident-claim-in-pennsylvania\/\">\u5728\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\uff0c\u6211\u7684\u8f66\u7978\u7d22\u8d54\u6709\u65f6\u95f4\u9650\u5236\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8826\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/should-i-accept-a-settlement-from-an-insurance-company-regarding-my-car-accident\/\">\u6211\u5e94\u8be5\u63a5\u53d7\u4fdd\u9669\u516c\u53f8\u5c31\u6211\u7684\u8f66\u7978\u4f5c\u51fa\u7684\u8d54\u507f\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8531\"><a href=\"https:\/\/www.myphillylawyer.com\/zh\/practice-areas\/vehicle-accidents\/faqs\/should-i-accept-an-insurance-settlement-right-away\/\">\u6211\u5e94\u8be5\u7acb\u5373\u63a5\u53d7\u4fdd\u9669\u8d54\u507f\u5417\uff1f<\/a><\/li>\n<li class=\"page_item page-item-8408\"><a 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