{"id":1107,"date":"2011-02-18T20:23:00","date_gmt":"2011-02-19T02:23:00","guid":{"rendered":"http:\/\/blog.myphillylawyer.com\/?p=1107"},"modified":"2018-06-28T18:01:45","modified_gmt":"2018-06-28T23:01:45","slug":"%e4%bf%9d%e6%8a%a4%e8%87%aa%e5%b7%b1%e5%85%8d%e5%8f%97%e4%bf%9d%e9%99%a9%e6%ac%ba%e8%af%88","status":"publish","type":"post","link":"https:\/\/www.myphillylawyer.com\/zh\/2011\/02\/18\/protecting-yourself-from-insurance-bad-faith\/","title":{"rendered":"\u4fdd\u62a4\u81ea\u5df1\u514d\u53d7\u4fdd\u9669 \"\u6076\u610f \"\u7684\u4f24\u5bb3"},"content":{"rendered":"<p>\u4f5c\u4e3a\u6d88\u8d39\u8005\uff0c\u6211\u4eec\u63a5\u53d7\u7684\u57f9\u8bad\u8ba9\u6211\u4eec\u76f8\u4fe1\uff0c\u5982\u679c\u6211\u4eec\u5728\u8f66\u7978\u4e2d\u53d7\u4f24\uff0c\u6211\u4eec\u7684\u4fdd\u9669\u516c\u53f8--\u90a3\u4e2a\u6536\u53d6\u4e86\u6211\u4eec\u6240\u6709\u9ad8\u6602\u4fdd\u9669\u8d39\u7684\u4fdd\u9669\u516c\u53f8--\u4f1a\u5728\u6211\u4eec\u9700\u8981\u5e2e\u52a9\u7684\u65f6\u5019\u4f38\u51fa\u63f4\u624b\u3002<\/p>\n<p>\u4f46\u9057\u61be\u7684\u662f\uff0c\u7ed3\u679c\u5e76\u4e0d\u603b\u662f\u5982\u6b64\u3002<\/p>\n<p>\u6709\u65f6\uff0c\u4e8b\u6545\u53d1\u751f\u540e\uff0c\u9a7e\u9a76\u5458\u6700\u5927\u7684\u5669\u68a6\u5c31\u662f\u8981\u8d77\u8bc9\u81ea\u5df1\u7684\u4fdd\u9669\u516c\u53f8\uff0c\u4ee5\u83b7\u5f97\u7406\u5e94\u5f97\u5230\u7684\u8d54\u507f\u3002<\/p>\n<p>\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u897f\u90e8\u7684\u4e00\u540d\u9a7e\u9a76\u5458\u5c31\u662f\u8fd9\u6837\uff0c\u5979\u5728 2001 \u5e74\u56e0\u4e00\u540d\u672a\u6295\u4fdd\u7684\u9a7e\u9a76\u5458\u9020\u6210\u7684\u8fce\u9762\u649e\u8f66\u4e8b\u6545\u4e2d\u53d7\u4f24\u3002  \u4e8b\u6545\u53d1\u751f\u5728\u4f0a\u5229\u53bf\uff0c\u5f53\u65f6\u4e00\u540d\u672a\u6295\u4fdd\u7684\u9a7e\u9a76\u5458\u5728\u5341\u5b57\u8def\u53e3\u95ef\u7ea2\u706f\uff0c\u649e\u4e0a\u4e86\u8fd9\u540d\u5987\u5973\u7684\u8f66\u8f86\u3002<\/p>\n<div id=\"attachment_1110\" style=\"width: 310px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1110\" class=\"size-medium wp-image-1110\" title=\"\u7279\u5199\u8f66\u7978\" src=\"http:\/\/blog.myphillylawyer.com\/wp-content\/uploads\/2011\/02\/2-18-2011-bad-faith-insurers-car-crash-iStock_000014600895XSmall-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\"><p id=\"caption-attachment-1110\" class=\"wp-caption-text\">\u56fe\u7247\u6765\u6e90\uff1a\u00a9 iStockphoto.com\/nycshooter<\/p><\/div>\n<p>\u90a3\u4e48\uff0c\u8fd9\u4f4d\u53f8\u673a\u5669\u68a6\u822c\u7684\u5b98\u53f8\u662f\u5982\u4f55\u53d1\u751f\u7684\u5462\uff1f<\/p>\n<p>\u5979\u7684\u4fdd\u9669\u516c\u53f8\u5728\u4e8b\u6545\u53d1\u751f\u540e\u7684\u8fd9\u4e9b\u5e74\u91cc\u4e00\u76f4\u62d6\u5ef6\u6848\u4ef6\u7684\u89e3\u51b3\uff0c\u7406\u7531\u662f\u5979\u7684\u4fdd\u5355\u6ca1\u6709\u5b8c\u5168\u8986\u76d6\u5979\u3002<\/p>\n<p>\u4fdd\u9669\u516c\u53f8\u975e\u4f46\u6ca1\u6709\u5411\u5979\u4f38\u51fa\u63f4\u624b\uff0c\u652f\u4ed8\u8fd9\u4f4d\u5973\u58eb\u7684\u7406\u8d54\u91d1\uff08\u4ed6\u4eec\u81ea\u5df1\u5ba2\u6237\u7684\u7406\u8d54\u91d1\uff09\uff0c\u53cd\u800c\u901a\u8fc7\u6cd5\u5f8b\u7cfb\u7edf\u4e0e\u5979\u5bf9\u6297\uff0c\u4e5f\u8bb8\u662f\u5e0c\u671b\u62d6\u5ef6\u65f6\u95f4\uff0c\u76f4\u5230\u8fd9\u4f4d\u5973\u58eb\u653e\u5f03\u6cd5\u5f8b\u6597\u4e89\u3002<\/p>\n<p>\u8fd9\u79cd\u884c\u4e3a\u88ab\u79f0\u4e3a\"<strong>\u6076\u610f<\/strong>.\"  \u8fd9\u662f\u4e00\u4e2a\u6cd5\u5f8b\u672f\u8bed\uff0c\u7528\u6765\u63cf\u8ff0\u516c\u53f8\u5728\u88ab\u8981\u6c42\u5c65\u884c\u5408\u540c\u65f6\u4e0d\u5c65\u884c\u5408\u540c\u8981\u6c42\u7684\u60c5\u51b5\u3002  \u5c31\u4fdd\u9669\u516c\u53f8\u800c\u8a00\uff0c\u4fdd\u9669\u516c\u53f8\u901a\u8fc7\u63d0\u4ea4\u548c\u627f\u4fdd\u4fdd\u5355\u4e0e\u5ba2\u6237\u7b7e\u8ba2\u5408\u540c\uff0c\u5e76\u627f\u8bfa\u4ee5\u7279\u5b9a\u7684\u65b9\u5f0f\u3001\u7279\u5b9a\u7684\u5229\u76ca\u3001\u4ed8\u6b3e\u548c\u6d41\u7a0b\u5904\u7406\u4efb\u4f55\u7d22\u8d54\u3002  \u5982\u679c\u8fd9\u4e9b\u627f\u8bfa\u6ca1\u6709\u5f97\u5230\u9075\u5b88\uff0c\u5982\u679c\u516c\u53f8\u8bd5\u56fe\u6b3a\u9a97\u5ba2\u6237\u4ee5\u907f\u514d\u652f\u4ed8\u5408\u6cd5\u7684\u7d22\u8d54\uff0c\u90a3\u4e48\u4ed6\u4eec\u7684\u884c\u4e3a\u5c31\u662f\u6076\u610f\u7684\u3002  \u56e0\u6b64\uff0c\u53ef\u4ee5\u5bf9\u4fdd\u9669\u516c\u53f8\u5728\u5904\u7406\u7d22\u8d54\u65f6\u7684\u6076\u610f\u884c\u4e3a\u63d0\u8d77\u8bc9\u8bbc\u3002<\/p>\n<p>\u5728\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u5dde\u897f\u90e8\u8fd9\u4f4d\u5987\u5973\u7684\u6848\u4f8b\u4e2d\uff0c\u5979\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u8ba4\u4e3a\u5979\u4f1a\u653e\u5f03\u8bc9\u8bbc\uff0c\u4ed6\u4eec\u6700\u7ec8\u4f1a\u80dc\u8bc9\uff0c\u4f46\u4e8b\u5b9e\u5e76\u975e\u5982\u6b64\u3002<\/p>\n<p>\u7136\u800c\uff0c\u6848\u4ef6\u5374\u4e45\u62d6\u4e0d\u51b3\uff0c\u6700\u7ec8\u5728 <a href=\"http:\/\/www.law.com\/jsp\/pa\/PubArticlePA.jsp?id=1202477632097&amp;hbxlogin=1&amp;src=EMC-Email&amp;et=editorial&amp;bu=The%20Legal%20Intelligencer&amp;pt=TLI%20Most%20Viewed%20Alert&amp;cn=TLI_WANT20110114&amp;kw=Fed.%20Judge%20Finds%20%27Intentional%27%20Bad%20Faith%20on%20Insurer%27s\" target=\"_blank\" rel=\"noopener\">\u5dde\u6cd5\u9662\u6700\u8fd1\u505a\u51fa\u4e86\u6709\u5229\u4e8e\u8be5\u5987\u5973\u7684\u5224\u51b3<\/a>\u6839\u636e\u300a\u7ebd\u7ea6\u65f6\u62a5\u300b\u7684\u62a5\u9053\uff0c\u5979\u53d1\u73b0\u4fdd\u9669\u516c\u53f8\u5bf9\u5979\u7684\u7d22\u8d54\u5904\u7406\u4e0d\u5f53\u662f\u4e0d\u516c\u5e73\u7684\u3002 <em>\u6cd5\u5f8b\u8bc4\u8bba\u5bb6<\/em>.<\/p>\n<p>\u62a5\u9053\u79f0\uff0c\u7f8e\u56fd\u5730\u533a\u6cd5\u9662\u8d44\u6df1\u6cd5\u5b98\u5728\u5bf9\u539f\u544a\u7684\u88c1\u51b3\u4e2d \"\u8ba4\u5b9a\u4fdd\u9669\u516c\u53f8\u5728\u5904\u7406\u65e0\u4fdd\u9669\u9a7e\u9a76\u5458\u7d22\u8d54\u65f6\u7684\u4e0d\u5f53\u884c\u4e3a\u662f'\u84c4\u610f\u548c\u4e0d\u5408\u7406\u7684'\"\u3002<\/p>\n<p>\u62a5\u9053\u79f0\uff0c\u7531\u4e8e\u4fdd\u9669\u516c\u53f8\u5728\u6b64\u6848\u4e2d\u7684\u884c\u4e3a\u4ee4\u4eba\u53d1\u6307\uff0c\u6cd5\u5b98\u7acb\u5373\u505a\u51fa\u4e86\u5bf9\u5979\u6709\u5229\u7684\u5224\u51b3\uff0c\u5e76\u4ee5\u5979\u7684\u540d\u4e49\u505a\u51fa\u4e86\u7b80\u6613\u5224\u51b3\uff0c\u800c\u6ca1\u6709\u5c06\u6b64\u6848\u63d0\u4ea4\u5ba1\u5224\u3002  \u5979\u7684\u8bc9\u8bbc\u6307\u63a7\u5979\u7684\u4fdd\u9669\u516c\u53f8\u5728\u5904\u7406\u5979\u7684\u7d22\u8d54\u65f6\u5b58\u5728\u6076\u610f\u548c\u8fdd\u7ea6\u884c\u4e3a\u3002<\/p>\n<p>\u62a5\u9053\u79f0\uff0c\u6cd5\u5b98\u5728\u5224\u51b3\u4e2d\u88c1\u5b9a\uff0c\u4fdd\u9669\u516c\u53f8\u865a\u62a5\u4e86\u5979\u7684 $100,000 \u65e0\u4fdd\u9669\u9a7e\u8f66\u8005\u7684\u4fdd\u5355\u627f\u4fdd\u9650\u989d\uff0c\u5e76\u4e14\u5728\u53cc\u65b9\u65e0\u6cd5\u5c31\u5982\u4f55\u5904\u7406\u8fbe\u6210\u4e00\u81f4\u610f\u89c1\u65f6\uff0c\u62d2\u7edd\u6309\u7167\u81ea\u5df1\u7684\u89c4\u5219\u5bf9\u6848\u4ef6\u8fdb\u884c\u9002\u5f53\u4ef2\u88c1\u3002  \u62a5\u9053\u79f0\uff0c\u6cd5\u5b98\u8fd8\u88c1\u5b9a\uff0c\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u4e86 \"\u4e0d\u5408\u7406\u7684\u4f4e\u7406\u8d54\u62a5\u4ef7\"\uff0c\u5e76\u5ef6\u8fdf\u652f\u4ed8\u7406\u8d54\u6b3e\uff0c\u4ee5\u8bd5\u56fe\u963b\u6b62\u8be5\u5987\u5973\u4eca\u540e\u5411\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u6076\u610f\u7d22\u8d54\u3002<\/p>\n<p>\u8fd9\u4e2a\u6848\u4f8b\u7684\u95ee\u9898\u5728\u4e8e\uff0c\u5b83\u5e76\u4e0d\u50cf\u4f60\u60f3\u8c61\u7684\u90a3\u6837\u7f55\u89c1\u3002<\/p>\n<p>\u4fdd\u9669\u516c\u53f8\u7684\u7ecf\u8425\u5b97\u65e8\u662f\u7ef4\u62a4\u81ea\u8eab\u5229\u76ca\u3002  \u8fd9\u610f\u5473\u7740\u4ed6\u4eec\u5e0c\u671b\u4ece\u6295\u4fdd\u4eba\u90a3\u91cc\u6536\u53d6\u4fdd\u9669\u8d39\uff0c\u7136\u540e\u5c3d\u91cf\u5c11\u8d54\u4ed8\uff0c\u8fd9\u6837\u4ed6\u4eec\u5c31\u80fd\u4fdd\u6301\u9ad8\u989d\u7684\u516c\u53f8\u5229\u6da6\u3002<\/p>\n<p>\u8fd9\u5bf9\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\u662f\u4ef6\u597d\u4e8b\uff0c\u4f46\u5bf9\u652f\u4ed8\u4fdd\u9669\u8d39\u7684\u4eba\u6765\u8bf4\u5c31\u4e0d\u90a3\u4e48\u597d\u4e86\u3002<\/p>\n<p>\u6240\u6709\u8fd9\u4e9b\u90fd\u610f\u5473\u7740\uff0c\u4f5c\u4e3a\u4fdd\u9669\u8d2d\u4e70\u8005\uff0c\u60a8\u5fc5\u987b\u4e86\u89e3\u81ea\u5df1\u7684\u6743\u5229\uff0c\u8fd9\u4e9b\u6743\u5229\u53ef\u80fd\u56e0\u5dde\u800c\u5f02\u3002<\/p>\n<p>\u60a8\u5fc5\u987b\u59cb\u7ec8\u7262\u8bb0\uff0c\u4fdd\u9669\u516c\u53f8\u4e0d\u4f1a\u628a\u60a8\u7684\u6700\u4f73\u5229\u76ca\u653e\u5728\u5fc3\u4e0a\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u5728\u53d1\u751f\u4efb\u4f55\u4e8b\u6545\u540e\u4e0e\u4fdd\u9669\u516c\u53f8\u6253\u4ea4\u9053\u65f6\uff0c\u6709\u4e00\u4f4d\u5408\u683c\u3001\u4e13\u4e1a\u3001\u719f\u7ec3\u7684\u5f8b\u5e08\u5728\u60a8\u8eab\u8fb9\uff0c\u5bf9\u4e8e\u4eca\u540e\u7684\u7d22\u8d54\u81f3\u5173\u91cd\u8981\u3002<\/p>\n<p>\u6211\u4eec\u8fd9\u91cc\u6280\u672f\u5a34\u719f\u7684\u5f8b\u5e08 <em>MyPhillyLawyer<\/em> \u6211\u4eec\u7ecf\u5e38\u4e3a\u5ba2\u6237\u5904\u7406\u7c7b\u4f3c\u6848\u4ef6\uff0c\u4ece\u8f66\u8f86\u4e8b\u6545\u5230\u5404\u79cd\u4eba\u8eab\u4f24\u5bb3\u6848\u4ef6\u3002<\/p>\n<p>\u5982\u679c\u60a8\u5728\u4e8b\u6545\u4e2d\u53d7\u4f24\uff0c\u5728\u4e0e\u4fdd\u9669\u516c\u53f8\u6253\u4ea4\u9053\u65f6\uff0c\u4e0d\u8981\u7b7e\u7f72\u4efb\u4f55\u4e1c\u897f\uff0c\u4e5f\u4e0d\u8981\u540c\u610f\u4efb\u4f55\u4e1c\u897f\u3002<\/p>\n<p>\u9996\u5148\u63a5\u53d7\u4f24\u75c5\u6cbb\u7597\uff0c\u7136\u540e\u8054\u7cfb\u5f8b\u5e08\u7ef4\u62a4\u81ea\u5df1\u7684\u5408\u6cd5\u6743\u76ca\u3002<\/p>\n<p>\u5982\u679c\u60a8\u8ba4\u4e3a\u60a8\u7684\u4fdd\u9669\u516c\u53f8\u5728\u5904\u7406\u60a8\u7684\u7d22\u8d54\u65f6\u5b58\u5728\u6076\u610f\u884c\u4e3a\uff0c\u60a8\u5e0c\u671b\u6709\u6700\u597d\u7684\u6cd5\u5f8b\u4ee3\u8868\u5728\u60a8\u8eab\u8fb9\u5e2e\u52a9\u60a8\u6253\u8d62\u5b98\u53f8\u3002<\/p>\n<p>\u5f53\u8f93\u4e0d\u8d77\u65f6\uff0c\u8bf7\u4e0e <em>MyPhillyLawyer<\/em>.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4f5c\u4e3a\u6d88\u8d39\u8005\uff0c\u6211\u4eec\u88ab\u8bad\u7ec3\u6210\u76f8\u4fe1\uff0c\u5982\u679c\u6211\u4eec\u5728\u8f66\u7978\u4e2d\u53d7\u4f24\uff0c\u6211\u4eec\u7684\u4fdd\u9669\u516c\u53f8--\u90a3\u4e2a\u6536\u53d6\u4e86\u6211\u4eec\u6240\u6709\u9ad8\u6602\u4fdd\u9669\u8d39\u7684\u4fdd\u9669\u516c\u53f8--\u4f1a\u5728\u6211\u4eec\u9700\u8981\u7684\u65f6\u5019\u5e2e\u52a9\u6211\u4eec\u3002\u4f46\u9057\u61be\u7684\u662f\uff0c\u4e8b\u60c5\u5e76\u4e0d\u603b\u662f\u8fd9\u6837\u3002\u6709\u65f6\uff0c\u5b83\u4f1a...<\/p>","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[63,64,40,37,1,65],"tags":[336,229,281,428,170,465,231],"class_list":["post-1107","post","type-post","status-publish","format-standard","hentry","category-law-in-the-news","category-law-you-can-use","category-legal-knowledgebase","category-myphillylawyer-cases","category-news","category-the-law-and-you","tag-auto-accidents","tag-bad-faith","tag-car-accidents","tag-car-crashes","tag-injuries","tag-insurance-bad-faith","tag-insurance-claims"],"acf":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/posts\/1107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/comments?post=1107"}],"version-history":[{"count":1,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/posts\/1107\/revisions"}],"predecessor-version":[{"id":6374,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/posts\/1107\/revisions\/6374"}],"wp:attachment":[{"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/media?parent=1107"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/categories?post=1107"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myphillylawyer.com\/zh\/wp-json\/wp\/v2\/tags?post=1107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}