{"id":1483,"date":"2011-11-23T01:30:05","date_gmt":"2011-11-23T07:30:05","guid":{"rendered":"http:\/\/blog.myphillylawyer.com\/?p=1483"},"modified":"2025-06-03T17:41:09","modified_gmt":"2025-06-03T22:41:09","slug":"%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e7%9a%84-%e8%80%81%e5%a4%a7%e5%93%a5-%e4%bd%a0%e6%98%af%e5%90%a6%e5%ba%94%e8%af%a5%e8%ae%a9%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e8%b7%9f","status":"publish","type":"post","link":"https:\/\/www.myphillylawyer.com\/zh\/2011\/11\/23\/big-brother-car-insurance-companies-should-you-let-your-insurance-company-track-your-driving-habits-to-earn-a-discount\/","title":{"rendered":"\u8001\u5927\u54e5\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\uff1a\u60a8\u662f\u5426\u5e94\u8be5\u8ba9\u4fdd\u9669\u516c\u53f8\u8ddf\u8e2a\u60a8\u7684\u9a7e\u9a76\u4e60\u60ef\u4ee5\u83b7\u5f97\u6298\u6263\uff1f"},"content":{"rendered":"

\u4e5f\u8bb8\u8fd9\u542c\u8d77\u6765\u662f\u4e2a\u597d\u4e3b\u610f--\u5728\u8f66\u4e0a\u5b89\u88c5\u4e00\u4e2a\u88c5\u7f6e\uff0c\u8ba9\u4fdd\u9669\u516c\u53f8\u77e5\u9053\u4f60\u662f\u4e2a\u597d\u53f8\u673a\uff0c\u8fd9\u6837\u4f60\u5c31\u53ef\u4ee5\u5728\u4fdd\u9669\u8d39\u7387\u4e0a\u83b7\u5f97\u6700\u9ad8 30% \u7684\u989d\u5916\u6298\u6263\u3002<\/p>\n

\u4f46\u5728\u62a5\u540d\u4e4b\u524d\uff0c\u8bf7\u518d\u4e09\u8003\u8651\u3002\u4e5f\u8bb8\u60a8\u6b63\u5728\u8003\u8651\u7684\u662f\u4e0e\u9b54\u9b3c\u7684\u4ea4\u6613\u3002<\/p>\n

\u8fd9\u5c31\u662f\u6211\u4eec\u5bf9 \u968f\u9a7e\u4ed8\u8d39\u5feb\u7167<\/a> Progressive \u4fdd\u9669\u516c\u53f8\u63a8\u51fa\u7684\u4e00\u9879\u8ba1\u5212\u3002Progressive \u662f\u4e00\u5bb6\u4ee5\u6d3b\u6cfc\u53ef\u7231\u7684\u5973\u9500\u552e\u5458 Flo \u4e3a\u4e3b\u89d2\u7684\u516c\u53f8\uff0c\u5b83\u7684\u7535\u89c6\u5e7f\u544a\u5145\u6ee1\u4e86\u8da3\u5473\u548c\u4eb2\u548c\u529b\uff0c\u8be5\u516c\u53f8\u63d0\u4f9b\u7684 Snapshot \u662f\u4e00\u79cd\u8ba9\u9a7e\u9a76\u5458\u5141\u8bb8\u516c\u53f8\u8ddf\u8e2a\u4ed6\u4eec\u5728\u8def\u4e0a\u7684\u4e00\u4e9b\u884c\u4e3a\u7684\u65b9\u5f0f\uff0c\u8fd9\u6837\u516c\u53f8\u5c31\u53ef\u4ee5\u4e86\u89e3\u4ed6\u4eec\u5168\u5929\u5019\u7684\u9a7e\u9a76\u5b89\u5168\u72b6\u51b5\u3002<\/p>\n

\"\"

\u8fd9\u662f\u5b89\u88c5\u5728\u53c2\u4e0e\u8f66\u8f86\u4e0a\u7684 Progressive'Snapshot \u6570\u636e\u8bb0\u5f55\u88c5\u7f6e\u7684\u7167\u7247\u3002\u56fe\u7247\u6765\u6e90\uff1aProgressive Insurance<\/p><\/div>\n

Progressive \u516c\u53f8\u7f51\u7ad9\u79f0 Snapshot \u4e3a \"\u4e00\u79cd\u57fa\u4e8e\u4f7f\u7528\u91cf\u7684\u4fdd\u9669\"\u3002\u4e00\u65e6\u4f60\u6ce8\u518c\u4e86\u8fd9\u4e2a\u53ef\u9009\u9879\u76ee\uff0c\u516c\u53f8\u5c31\u4f1a\u7ed9\u4f60\u5bc4\u6765\u4e00\u4e2a\u5c0f\u7684\u7535\u5b50\u6a21\u5757\uff0c\u8fd9\u4e2a\u6a21\u5757\u4f1a\u63d2\u5165\u4f60\u8f66\u8f86\u7684\u7535\u8111\u8bca\u65ad\u7aef\u53e3\uff0c\u8fd9\u4e2a\u7aef\u53e3\u901a\u5e38\u5728\u4eea\u8868\u76d8\u4e0b\u9762\u3002<\/p>\n

\u63d2\u4e0a\u7535\u6e90\u540e\uff0c\u60a8\u53ea\u9700\u6b63\u5e38\u9a7e\u9a76\uff0c\u8bbe\u5907\u5c31\u4f1a\u4e3a\u516c\u53f8\u6536\u96c6\u60a8\u7684\u9a7e\u9a76\u6570\u636e--\"\u5feb\u7167\"\u3002\u90a3\u4e48\uff0c\u5b83\u6536\u96c6\u7684\u662f\u4ec0\u4e48\u5462\uff1fProgressive \u516c\u53f8\u8868\u793a\uff0c\u8be5\u8bbe\u5907\u53ea\u8bb0\u5f55\u4f60\u7684\u9a7e\u9a76\u91cc\u7a0b\u6570\u3001\u4e00\u5929\u4e2d\u7684\u9a7e\u9a76\u65f6\u95f4\u4ee5\u53ca\u4f60\u5728\u8f66\u5185\u7a81\u7136\u505c\u8f66\u7684\u9891\u7387\u3002\u5b83\u8fd8\u4f1a\u6536\u96c6\u4f60\u7684\u8f66\u8f86\u8bc6\u522b\u7801\uff0c\u5e76\u8bb0\u5f55\u8bbe\u5907\u63d2\u5165\u6216\u65ad\u5f00\u7684\u65f6\u95f4\u3002\u53ef\u4ee5\u964d\u4f4e\u8d39\u7387\u7684\u9a7e\u9a76\u884c\u4e3a\u5305\u62ec\u8f7b\u67d4\u5239\u8f66\u3001\u6bd4\u6240\u5728\u5dde\u7684\u666e\u901a\u9a7e\u9a76\u5458\u5c11\u884c\u9a76\u91cc\u7a0b\u6570\uff0c\u4ee5\u53ca\u5c3d\u91cf\u51cf\u5c11\u5728\u4ea4\u901a\u7e41\u5fd9\u65f6\u6bb5\u548c\u5348\u591c\u81f3\u51cc\u6668 4 \u70b9\u7684\u6e05\u6668\u5728\u8def\u4e0a\u884c\u9a76\u7684\u65f6\u95f4\u3002<\/p>\n

\u8be5\u516c\u53f8\u7684\u7f51\u7ad9\u575a\u79f0\uff0cProgressive \u4e0d\u4f1a\u5229\u7528\u8fd9\u4e9b\u4fe1\u606f\u6765\u63d0\u9ad8\u60a8\u7684\u8d39\u7387\u3002\u7f51\u7ad9\u8fd8\u6307\u51fa\uff0cSnapshot \u4e0d\u5305\u62ec GPS\uff08\u5373\u5730\u7406\u5b9a\u4f4d\u7cfb\u7edf\uff09\u7ec4\u4ef6\u3002\u636e\u8be5\u516c\u53f8\u79f0\uff0c\u8fd9\u610f\u5473\u7740\u5b83\u65e0\u6cd5\u8bb0\u5f55\u60a8\u7684\u9a7e\u9a76\u4f4d\u7f6e\u6216\u60a8\u662f\u5426\u8d85\u901f\u9a7e\u9a76\u3002\u8be5\u7f51\u7ad9\u79f0\uff1a\"\u51cf\u5c11\u9a7e\u9a76\u6b21\u6570\u3001\u4ee5\u66f4\u5b89\u5168\u7684\u65b9\u5f0f\u9a7e\u9a76\u548c\u5728\u66f4\u5b89\u5168\u7684\u65f6\u95f4\u9a7e\u9a76\u7684\u4eba\u53ef\u4ee5\u83b7\u5f97\u6298\u6263\"\u3002<\/p>\n

\u5982\u679c\u4f60\u6539\u53d8\u4e3b\u610f\uff0c\u60f3\u9000\u51fa\u8be5\u8ba1\u5212\uff0c\u516c\u53f8\u8868\u793a\u4f60\u53ef\u4ee5\u968f\u65f6\u9000\u51fa\uff0c\u4e0d\u4f1a\u53d7\u5230\u4efb\u4f55\u5904\u7f5a\uff0c\u800c\u4e14\u4f60\u6536\u96c6\u7684\u9a7e\u9a76\u6570\u636e\u4e0d\u4f1a\u88ab\u7528\u4e8e\u786e\u5b9a\u4f60\u7684\u4fdd\u9669\u8d39\u7387\u3002<\/p>\n

\u6709\u4ec0\u4e48\u95ee\u9898\u5417\uff1f<\/p>\n

\u53ef\u6015\u7684\u662f\uff0c\u5982\u679c\u8be5\u6280\u672f\u5411\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u6570\u636e\u4e0d\u51c6\u786e\uff0c\u5c31\u6709\u53ef\u80fd\u88ab\u7528\u6765\u5bf9\u4ed8\u4f60\u3002<\/p>\n

Progressive \u8bf4\u5b83\u4e0d\u4f1a\u5229\u7528\u8fd9\u4e9b\u4fe1\u606f\u6765\u63d0\u9ad8\u4f60\u7684\u8d39\u7387\uff0c\u4f46\u95ee\u9898\u662f\uff0c\u4f60\u76f8\u4fe1\u4ed6\u4eec\u5417\uff1f\u63d0\u4f9b\u8fd9\u79cd\u8bbe\u5907\u7684\u4fdd\u9669\u516c\u53f8\u6709\u53ef\u80fd\u5229\u7528\u8fd9\u4e9b\u4fe1\u606f\u5bf9\u4f60\u4e0d\u5229\u5417\uff1f<\/p>\n

\u5982\u679c\u4fdd\u9669\u516c\u53f8\u4e0d\u987e\u4ed6\u4eec\u7684\u4fdd\u8bc1\uff0c\u5229\u7528\u8fd9\u4e9b\u4fe1\u606f\uff0c\u6839\u636e\u4f60\u7684\u9a7e\u9a76\u884c\u4e3a\u5c06\u4f60\u4ece\u627f\u4fdd\u8303\u56f4\u4e2d\u5254\u9664\u5462\uff1f<\/p>\n

\u5982\u679c\u51fa\u73b0\u8fd9\u79cd\u60c5\u51b5\uff0c\u90a3\u4e48\u628a\u81ea\u5df1\u7684\u9a7e\u9a76\u6570\u636e\u4ea4\u7ed9\u522b\u4eba--\u5728\u81ea\u5df1\u65e0\u6cd5\u63a7\u5236\u7684\u60c5\u51b5\u4e0b--\u53ef\u80fd\u5c31\u4e0d\u662f\u4e00\u4e2a\u597d\u4e3b\u610f\u4e86\u3002<\/p>\n

\u76ee\u524d\uff0c\u8fd9\u53ea\u662f Progressive \u63d0\u4f9b\u7684\u4e00\u9879\u9a7e\u9a76\u76d1\u63a7\u8ba1\u5212\u3002\u4f46\u5982\u679c\u5c06\u6765\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\u4e5f\u5f00\u59cb\u63d0\u4f9b\u8fd9\u79cd\u670d\u52a1\u5462\uff1f\u5982\u679c\u5b83\u4eec\u53ef\u80fd\u5f00\u59cb\u8981\u6c42\u4f7f\u7528\u8fd9\u79cd\u88c5\u7f6e\u624d\u80fd\u83b7\u5f97\u4fdd\u9669\u4fdd\u969c\u5462\uff1f\u4ed6\u4eec\u771f\u7684\u4f1a\u8d70\u8fd9\u6761\u8def\u5417\uff1f\u5982\u679c\u6d88\u8d39\u8005\u666e\u53ca\u4f7f\u7528 Progressive \u7684 Snapshot\uff0c\u8fd9\u6837\u7684\u4e8b\u60c5\u4f1a\u53d1\u751f\u5417\uff1f<\/p>\n

\u4eca\u5929\uff0c\u6ca1\u6709\u4eba\u77e5\u9053\u8fd9\u4e9b\u95ee\u9898\u7684\u7b54\u6848\uff0c\u4f46\u5b83\u4eec\u81f3\u5c11\u503c\u5f97\u8003\u8651\u3002\u8fd9\u5173\u7cfb\u5230\u4f60\u7684\u9690\u79c1\u6743\u548c\u6b63\u5f53\u7a0b\u5e8f\u6743\u3002<\/p>\n

\u662f\u7684\uff0c\u5982\u679c\u5141\u8bb8\u4fdd\u9669\u516c\u53f8\u8bb0\u5f55\u4f60\u7684\u9a7e\u9a76\u4fe1\u606f\uff0c\u4f60\u4e5f\u8bb8\u53ef\u4ee5\u7701\u4e0b\u4e00\u7b14\u94b1\uff0c\u4f46\u5728\u6ce8\u518c\u8fd9\u6837\u4e00\u4e2a\u9879\u76ee\u4e4b\u524d\uff0c\u8bf7\u786e\u4fdd\u4f60\u77e5\u9053\u81ea\u5df1\u5728\u505a\u4ec0\u4e48\u3002<\/p>\n

\u8fd9\u5f53\u7136\u4f1a\u5e26\u6765\u65e0\u6570\u5176\u4ed6\u6cd5\u5f8b\u95ee\u9898\u3002<\/p>\n

\u5982\u679c\u53e6\u4e00\u540d\u7531 Progressive \u6295\u4fdd\u7684\u53f8\u673a\u5728\u649e\u8f66\u4e8b\u6545\u4e2d\u649e\u5230\u4e86\u4f60\u7684\u8f66\u8f86\uff0c\u800c\u4ed6\u4eec\u5f53\u65f6\u6b63\u5728\u4f7f\u7528 Snapshot \u8bbe\u5907\u3002\u60a8\u7684\u5f8b\u5e08\u662f\u5426\u53ef\u4ee5\u4f20\u5524\u8fd9\u4e9b\u8bb0\u5f55\uff0c\u5982\u679c\u8fd9\u4e9b\u8bb0\u5f55\u663e\u793a\u53e6\u4e00\u4f4d\u53f8\u673a\u7684\u9a7e\u9a76\u5bfc\u81f4\u4e86\u8f66\u7978\uff0c\u662f\u5426\u53ef\u4ee5\u7528\u6765\u6307\u63a7\u4ed6\u4eec\uff1f<\/p>\n

\u4e8b\u5b9e\u4e0a\uff0c\u6839\u636e Progressive \u516c\u53f8\u7684\u8bf4\u6cd5\uff0c\u8fd9\u79cd\u60c5\u51b5\u662f\u53ef\u80fd\u53d1\u751f\u7684\u3002<\/p>\n

\u6211\u4eec\u4e0d\u4f1a\u4e0e\u4efb\u4f55\u7b2c\u4e09\u65b9\u5171\u4eab \"\u5feb\u7167 \"\u6570\u636e\uff0c\u9664\u975e\u662f\u4e3a\u60a8\u7684\u4fdd\u5355\u63d0\u4f9b\u670d\u52a1\u3001\u9632\u6b62\u6b3a\u8bc8\u3001\u8fdb\u884c\u7814\u7a76\u6216\u9075\u5b88\u6cd5\u5f8b\u6240\u5fc5\u9700\u6216\u9002\u5f53\u7684\uff0c\"\u8be5\u516c\u53f8\u7684\u7f51\u7ad9\u4e0a\u5199\u9053\u3002\u4f8b\u5982\uff0c\u5f53\u6cd5\u5f8b\u8981\u6c42\u6211\u4eec\u63d0\u4f9b \"\u5feb\u7167 \"\u6570\u636e\u65f6\uff0c\u6211\u4eec\u53ef\u80fd\u4f1a\u62ab\u9732 \"\u5feb\u7167 \"\u6570\u636e\uff0c\u5982\u5728\u6c11\u4e8b\u8bc9\u8bbc\u4e2d\u56de\u5e94\u4f20\u7968\uff0c\u6216\u5728\u8b66\u65b9\u8c03\u67e5\u4e8b\u6545\u539f\u56e0\u65f6\u62ab\u9732 \"\u5feb\u7167 \"\u6570\u636e\u3002<\/p>\n

\u8fd9\u5bf9\u9a7e\u9a76\u5458\u6765\u8bf4\u53ef\u80fd\u4f1a\u53d8\u5f97\u975e\u5e38\u5371\u9669\u3002\u542c\u8d77\u6765\uff0c\u4f60\u53ef\u80fd\u4f1a\u4e3a\u4e86\u7701\u4e0b\u51e0\u5757\u94b1\u800c\u653e\u5f03\u4e00\u4e9b\u91cd\u8981\u7684\u6cd5\u5f8b\u6743\u5229\u3002<\/p>\n

\u8fd9\u4e00\u70b9\u4e5f\u4e0d\u4fbf\u5b9c\u3002<\/p>\n

\u5982\u679c\u60a8\u4e0e\u4f7f\u7528\u6b64\u7c7b\u88c5\u7f6e\u7684\u53f8\u673a\u53d1\u751f\u4ea4\u901a\u4e8b\u6545\uff0c\u8bf7\u52a1\u5fc5\u4e0e\u60a8\u7684\u5f8b\u5e08\u8ba8\u8bba\u6b64\u4e8b\u3002\u5982\u679c\u60a8\u60f3\u4e0e\u6211\u4eec\u8ba8\u8bba\u6b64\u4e8b\uff0c\u8bf7\u8054\u7cfb MyPhillyLawyer<\/em>\u6211\u4eec\u5c06\u7aed\u8bda\u4e3a\u60a8\u670d\u52a1\u3002<\/p>\n

\u5f53\u80dc\u5229\u6700\u91cd\u8981\u65f6\uff0c\u8bf7\u81f4\u7535 MyPhillyLawyer<\/em>.<\/p>","protected":false},"excerpt":{"rendered":"

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