Street Road (Route 132) runs through some of the busiest commercial corridors in the Philadelphia region, cutting across Bensalem Township in Bucks County before connecting to major arteries like I-95, U.S. Route 1, and U.S. Route 13. If you were hurt in a car accident on Street Road, you are dealing with real pain, real bills, and real uncertainty about what to do next. As a Philadelphia abogado de lesiones personales, MyPhillyLawyer represents people injured in crashes on Route 132 and throughout the greater Philadelphia area, including Bensalem. Our office is located in Philadelphia. Call us at (215) 227-2727 to talk about your case.

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Why Street Road (Route 132) Is One of Bucks County’s Most Dangerous Roads

Street Road is not just a busy road, it is one of the most crash-prone corridors in the entire region. The Delaware Valley Regional Planning Commission’s Regional High Injury Network identifies separate segments of Street Road (PA 132) in Bensalem and in Upper Southampton-Warminster, with the Bensalem segment alone recording 333 reported crashes, 3 deaths, and 13 major injuries. Those numbers reflect only the crashes that met PennDOT’s reporting threshold, which means the actual number of collisions is likely higher.

The corridor combines multiple travel lanes, closely spaced signals, shopping-center entrances, left turns, buses, pedestrians, and heavy peak traffic. Think about the stretch near the Neshaminy Mall, the Parx Casino area, and the I-95 interchange at Exit 37. Every one of those locations creates a conflict point where distracted, speeding, or impaired drivers can cause serious harm to others.

Rear-end crashes can occur when queues form unexpectedly, and angle collisions can occur when a driver turns across traffic, exits a driveway, or enters after a light changes. Pedestrians may need to cross a wide roadway with long exposure to moving vehicles. These are not random events. They are predictable consequences of a road that was not designed to handle the volume and variety of traffic it now carries.

Earlier Delaware Valley Regional Planning Commission work also identified the section from Hulmeville Road to Mechanicsville Road as a location with severe safety needs, while the 2022 Bucks County Pedestrian Safety Study examined Street Road in Bensalem, Lower Southampton, and Warminster. The data makes one thing clear: if you were hurt on Route 132, you were hurt on a road that safety researchers have flagged repeatedly as dangerous.

Pennsylvania Law and Your Right to Recover After a Street Road Crash

Pennsylvania uses a modified comparative negligence rule, which means your ability to recover compensation depends on your share of fault in the crash. Under 42 Pa. C.S. § 7102, Pennsylvania’s comparative negligence statute, you can recover damages as long as your negligence was not greater than the combined negligence of the defendant or defendants. However, your damages are reduced in proportion to your percentage of fault. So if you were 20% at fault and your damages total $100,000, you recover $80,000.

Pennsylvania also uses a tort election system under 75 Pa. C.S. § 1705. When you bought your auto insurance, you chose either the “limited tort” or “full tort” option. Under the limited tort option, you can recover medical expenses and other out-of-pocket costs, but you cannot sue for pain and suffering unless your injuries meet the definition of “serious injury,” which includes serious impairment of body function or permanent disfigurement. Under the full tort option, you keep the unrestricted right to seek compensation for pain and suffering regardless of injury severity. Many people do not remember which option they chose, and that is exactly why speaking with an attorney early matters.

Pennsylvania is also a no-fault state for first-party medical benefits. Under 75 Pa. C.S. §§ 1711-1798, your own auto insurance policy must provide first-party medical benefits to cover your initial treatment costs, regardless of who caused the crash. These benefits do not replace your right to sue the at-fault driver. They are a separate layer of coverage that pays while your injury claim is being resolved.

The Two-Year Deadline That Can End Your Case Before It Starts

Pennsylvania law sets a firm deadline for filing a personal injury lawsuit after a car accident. Under 42 Pa. C.S. § 5524, you generally have two years from the date of the accident to file a claim in court. Miss that deadline and the court will almost certainly dismiss your case, no matter how serious your injuries are.

Two years may feel like a long time, but it disappears faster than most people expect. Evidence gets lost. Witnesses move away or forget what they saw. Surveillance footage from businesses along Route 132, like the gas stations, restaurants, and shopping centers near the Neshaminy Mall, gets overwritten within days or weeks. The sooner you contact an attorney, the better your chances of preserving the evidence you need.

There are limited exceptions to the two-year rule. If the injured person is a minor, the clock typically does not start until they turn 18. If the at-fault driver fled the scene, a hit-and-run scenario that is not uncommon on busy corridors like Street Road, additional steps may apply to protect your right to recover through your own uninsured motorist coverage. An attorney can help you understand exactly how the deadline applies to your specific situation.

Do not wait to act. Call MyPhillyLawyer at (215) 227-2727 as soon as possible after your crash. The earlier we get involved, the more we can do to protect your claim.

What Damages Can You Recover After a Route 132 Car Accident?

A serious car accident on Street Road can leave you with medical bills, lost wages, and physical pain that lasts for months or years. Pennsylvania law allows injured victims to seek compensation for all of those losses. The categories of recoverable damages fall into two broad groups: economic damages and non-economic damages.

Economic damages are the out-of-pocket costs you can document. These include emergency room treatment, surgery, hospitalization, physical therapy, prescription medications, future medical care, lost income while you were unable to work, and reduced earning capacity if your injuries affect your ability to work long-term. If your crash happened near the I-95 and Street Road interchange and you were taken to Jefferson-Torresdale Hospital or another area trauma center, those bills can add up quickly.

Non-economic damages cover the losses that do not come with a receipt, including pain and suffering, emotional distress, loss of enjoyment of life, and the impact your injuries have on your relationships. If you chose the full tort option on your insurance policy, you have the unrestricted right to pursue these damages. If you chose limited tort, you may still qualify for non-economic damages if your injuries rise to the level of “serious injury” under 75 Pa. C.S. § 1705.

In cases where a loved one was killed in a crash on Route 132, Pennsylvania’s Wrongful Death Act under 42 Pa. C.S. § 8301 allows eligible family members to recover damages for lost financial support, funeral and burial expenses, and the loss of the deceased person’s services and companionship. If no eligible family member exists, the personal representative of the estate may bring an action to recover reasonable hospital, nursing, medical, funeral, and administration expenses under the same statute.

Every case is different. The value of your claim depends on the severity of your injuries, the strength of the evidence, and the insurance coverage available. MyPhillyLawyer can evaluate your situation and help you understand what your case may be worth.

How MyPhillyLawyer Handles Street Road Car Accident Claims

When you contact MyPhillyLawyer after a crash on Route 132, we start working right away. The first step is understanding exactly what happened. We look at the crash location, the vehicles involved, the road conditions, and any available evidence including police reports, witness statements, and camera footage from nearby businesses along the Street Road corridor.

We handle the insurance companies for you. Insurers are businesses, and their goal is to pay as little as possible on your claim. Adjusters may contact you quickly after the crash and try to get a recorded statement or push a fast settlement before you know the full extent of your injuries. You do not have to talk to them alone. Once you retain MyPhillyLawyer, we communicate with the insurers on your behalf.

We also investigate fault thoroughly. On a road like Street Road, fault is not always obvious. A crash at the intersection of Street Road and Knights Road, for example, may involve a driver who ran a red light, a municipality that failed to maintain proper signal timing, or a commercial property whose poorly designed driveway forced a dangerous merge. Multiple parties can share liability, and Pennsylvania’s comparative negligence rules under 42 Pa. C.S. § 7102 allow us to pursue all of them.

If your injuries are serious, including traumatic brain injuries, spinal cord damage, fractures, or burns, we work with medical experts to document the full extent of your harm and calculate the long-term costs of your care. We do not settle for less than your case is worth. If a fair settlement is not offered, we are prepared to take your case to the Bucks County Court of Common Pleas or the Philadelphia Court of Common Pleas, depending on where your case properly belongs.

Call us at (215) 227-2727 or Toll Free: 866-352-4572 to get started. There is no fee unless we recover for you, though you should be aware that clients may be responsible for case expenses.

FAQs About Street Road (Route 132) Car Accident Claims in Pennsylvania

What should I do immediately after a car accident on Street Road in Bensalem?

Call 911 so police respond and create an official crash report. Get medical attention right away, even if you feel okay, because some injuries like concussions and soft tissue damage do not show symptoms immediately. Take photos of the scene, the vehicles, and any visible injuries. Get contact information from witnesses. Do not apologize or admit fault at the scene, and do not give a recorded statement to any insurance company before speaking with an attorney. Contact MyPhillyLawyer at (215) 227-2727 as soon as you are able.

¿Puedo recibir una indemnización aunque haya tenido parte de la culpa del accidente?

Yes, in most cases. Under Pennsylvania’s comparative negligence rule, codified at 42 Pa. C.S. § 7102, you can recover damages as long as your share of fault does not exceed the combined fault of the other parties. Your total compensation is reduced by your percentage of fault. So if you were 25% at fault and your damages total $200,000, you would recover $150,000. An attorney can help you assess how fault is likely to be allocated in your specific case.

Does my limited tort election prevent me from suing for pain and suffering?

Not necessarily. Under 75 Pa. C.S. § 1705, limited tort policyholders can still pursue pain and suffering damages if their injuries qualify as a “serious injury,” defined as serious impairment of body function, permanent serious disfigurement, or death. There are also other exceptions, such as when the at-fault driver was uninsured, was driving under the influence, or was operating a vehicle registered in another state. An attorney can review your policy and your injuries to determine whether you qualify for non-economic damages.

How long does a Street Road car accident claim take to resolve?

It depends on the facts of your case. A straightforward claim with clear liability and a single insurer may resolve in a few months. A case involving serious injuries, disputed liability, multiple parties, or uninsured motorists can take a year or more. The most important thing is not to rush into a settlement before you know the full extent of your injuries and your long-term medical needs. Settling too early can leave you without compensation for future costs that have not yet appeared.

What if the driver who hit me on Route 132 had no insurance?

Pennsylvania law requires drivers to carry minimum liability insurance, but not every driver complies. If the at-fault driver was uninsured, you may be able to recover through your own uninsured motorist coverage, which is a separate part of your auto insurance policy. If the at-fault driver had insurance but it was insufficient to cover your losses, your underinsured motorist coverage may apply. MyPhillyLawyer can review all available insurance sources and help you pursue every avenue of recovery available under Pennsylvania law.

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