No one expects to get caught up in a serious car accident on their way to or from work. Whether you were the driver or passenger of a car accident in Norristown, we have the answers to all your questions. Our experienced Norristown car accident attorneys can help navigate the process of filing a Norristown car accident claim. The most important thing to remember is to seek medical attention as soon as possible. Obtaining a diagnosis and developing an effective treatment plan are critical.

Whether minor or major injuries were sustained, initial injuries can develop into other injuries if they are not taken care of quickly. If there is no paper record of you seeking treatment from a doctor or you refuse medical aid at the scene, this can count against you when it comes time to file a claim. The insurance company can look at that and suggest you were not hurt that bad or that your injury was pre-existing and not caused by accident. This allows them to diminish or deny your claim. Always seek medical care. Your settlement or trial outcome could depend on it.

Types of Norristown Car Accidents

Common types of Norristown car accidents include:

Typical Injuries Sustained in Norristown Car Accident s

Injuries sustained in a Norristown car accident can include the following:

What Causes Norristown Car Accidents

The most common causes of Norristown car accidents include:

Critical Documents for Building a Strong Norristown Car Accident Case

You need to bring several documents when you talk to MyPhillyLawyer’s Norristown car accident attorneys. The following list of items can help build your injury claim:

  • A complete description of your condition post-accident.
  • The estimated length of time required to heal.
  • A definitive link between the accident and your injuries.
  • Anticipated future medical requirements and costs.
  • Pictures of the accident scene and your vehicle.
  • Pictures of your injuries and the road where the crash happened.
  • Pictures of the surrounding area at the accident location.
  • Pictures of debris on the road. 
  • Any correspondence from the insurance company.
  • A copy of the declaration page of your car insurance policy.
  • A list of every medical professional you have seen.
  • A list of every medical test, procedure, or treatment received.
  • A treatment plan from your doctor.
  • Any medical bills relating to your collision.
  • A list of any medical professionals you may have seen before the crash to examine similar injuries.
  • The accident reports.
  • Eyewitness contact information, if available.

These documents are critical to building a solid case for compensation for your injuries and damages. Insurance companies are well known for downplaying your injuries and even suggesting they were pre-existing injuries or not that serious. If given a chance to reduce your claim by whatever means may work, insurance companies have no compunction about doing just that. Discuss your claim with the Norristown car accident lawyers at MyPhillyLawyer to determine your legal rights and how a claim can be filed.

Pennsylvania’s Choice No-Fault Insurance System

It’s important to know that Pennsylvania follows a no-fault system. This means that each driver must pay for their damages following a collision, no matter who was deemed responsible for the crash.

Under this system, you have three options to seek compensation. You file a claim with your insurance company. You file a personal injury lawsuit in civil court. Or, you file a claim with the at-fault driver’s insurance if you are seriously injured. You have two years after the crash to file a lawsuit. However, the longer you wait, the more difficult it is to file a suit.

The variety of options you have depends on whether or not you purchased limited or full tort insurance coverage. If you bought full tort coverage, you could recover other damages, even if you do not meet the serious injury threshold. Specifically, whole tort insurance policies dissolve barriers to filing a lawsuit against the at-fault driver. Limited tort policies mean a driver can only sue the at-fault driver if they sustain severe bodily impairment, death, or permanent disfigurement.

Even in no-fault Pennsylvania, state laws affect how compensation is awarded. Pennsylvania has modified comparative negligence laws. That means that if a driver is 51 percent or more responsible; they cannot collect damages. If a driver is less than 50 percent responsible, you can collect damages “less” than the percentage you deem to be at fault.

Contact MyPhillyLawyer After Your Norristown Car Accident

Call MyPhillyLawyer at 215-227-2727 or toll-free at (866) 352-4572 to discuss your case, legal rights, and options. Our Norristown car accident lawyers understand how to challenge insurance companies and fight for the compensation you deserve. Your initial consultation is free. No recovery, no fees or costs, guaranteed.

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