Is Pennsylvania a no-fault accident state?
No-fault accident states, like Pennsylvania, require some form of no-fault automobile insurance coverage. In a no-fault state, drivers must file a claim with their insurance provider if they are involved in a car accident. Drivers must carry personal injury protection (PIP) coverage, also known as no-fault insurance. The PIP coverage must include the following minimum amounts: $5,000 for property damage, $15,000 for injury to one person in one accident, $30,000 for two or more people in one accident, and $5,000 for medical benefits. The choice portion of the choice no-fault insurance refers to drivers having the option of coverage that is limited tort insurance or full tort insurance.
Limited tort coverage provides that each person who elects limited tort can seek compensation for economic loss but not noneconomic loss from a car accident. However, the limited tort option becomes a full tort option if the at-fault person:
- Is convicted or accepts rehab for driving under the influence of alcohol or a controlled substance
- Operates an automobile registered in another state
- Intends to injure themselves or another person
- Does not maintain state-required auto insurance
Under the full tort option, the insured party can receive compensation for their economic loss and retain the right to sue the at-fault driver for noneconomic losses, such as pain and suffering, mental anguish, and loss of enjoyment of life.
Other Car Accident FAQs:
- Can I recover compensation even if I am partially at fault for the car crash?
- How common is back pain from car accidents?
- How long after a car accident can you experience pain?
- How long after a car accident can you sue in Pennsylvania?
- How long do I have to file a car accident suit?
- How long do I have to file a claim after a car accident?
- How long does an insurance company have to settle a claim in Pennsylvania?
- How long does it take to settle a car accident lawsuit?
- How much time will it take for me to recover damages in my Pennsylvania car accident case?
- How should I prepare for my first meeting with my Pennsylvania car accident attorney?
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- Is Pennsylvania a no-fault accident state?
- Is there a time limit on my car accident claim in Pennsylvania?
- Should I accept a settlement from an insurance company regarding my car accident?
- Should I accept an insurance settlement right away?
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- What should I do after an accident?
- What to do about head and neck pain from a car accident?
- What to do if you bump your head in a car accident?
- What types of compensation can I expect to receive after a car accident?
- What types of things can I be compensated for after my car accident?
- Why do I need a car accident attorney?